Blog Post Archives - The Institute for College Access & Success

IDR Without Loan Discharge Can Be a Lifetime Debt Sentence for Low-Income Borrowers

July 2, 2024

Last week, two court rulings halted the Biden Administration’s full implementation of its SAVE repayment plan for federal student loan borrowers. In response, we analyzed what an IDR system without discharge could look like for some borrowers: a lifetime debt sentence. This blog also includes a timeline showing the statutory and regulatory building blocks of the IDR system.


“We Just Disagree:” Department of Education Concludes Negotiated Rulemaking Without Consensus on Student Protections

March 14, 2024

Last week, the U.S. Department of Education (ED) convened a group of higher education stakeholders. During this work period, negotiators reviewed ED’s updated regulatory proposals covering program integrity and institutional quality issues, including cash management, state authorization, distance education, return of Title IV funds (R2T4), and accreditation.