• Seven out of every 10 bachelor’s degree recipients now graduate with student loans, and their average debt is $30,100. Our annual report on the debt of new graduates sheds needed light on student borrowing patterns nationally, in each state, and at more than 1,000 individual colleges. The report’s findings and recommendations for reducing the burden of student debt are cited in thousands of news stories every year.
  • We developed the policy framework and led the campaign that resulted in the Income-Based Repayment plan (IBR), the first widely available income-driven repayment plan for federal student loans. More than six million borrowers now use IBR and the related plans that followed, which cap loan payments at manageable percentage of income—as little as $0 when earnings are very low—and discharge any remaining debt after a maximum of 25 years of payments.
  • College-InSight.org (rated as one of the 10 best college websites by U.S. News & World Report) makes it easy for both consumers and experts to compare individual college debt levels, completion rates, and other key indicators of student success, affordability, and diversity.