Balancing Acts

June 8, 2007

A national survey co-sponsored by the National Association for College Admission Counseling (NACAC) and the Project on Student Debt finds that high school counselors see worries about student debt affecting families’ decisions about college, and that counselors themselves are concerned about rising student debt.

Denied: Community College Students Lack Access to Affordable Loans

April 17, 2007

At least one million community college students lack access to federal loans, not because of the credit crunch, but because their schools don't participate in the federal loan programs. This pushes students who need to borrow to resort to risky private loans, payday loans, and credit cards, or to drop out or reduce their course load. Our brief also finds significant gaps in loan...

Student Debt and the Class of 2005

August 29, 2006

New analysis provides a unique, state-level look at student loan debt, with total, public, and private sector averages for all 50 states. The findings challenge common assumptions about the relationship between debt and other factors such as tuition and cost of living.

Updated: How Much Debt is Too Much?

November 17, 2005

This paper examines current perceptions of "manageable" debt burdens, and establishes a range of empirically-derived thresholds, both to provide better advice to students, and to inform the design of loan forgiveness and debt management programs intended to relieve excessive debt burdens. This paper was updated on April 20th to take family size into account.