Private Loan Policy Agenda

June 5, 2007

This policy agenda for private student loans outlines a way to give students and parents with private loans access to the kind of information and consumer rights that other types of borrowers can count on.

Student Loan Reforms: Preventing Conflicts of Interest

May 11, 2007

As the student loan conflict-of-interest scandal keeps making headlines, policymakers have developed proposals to restrict or ban questionable college and lender practices. This comparison includes the Student Loan Sunshine Act passed in the U.S. House of Representatives on May 9, 2007, and other major legislative, regulatory and voluntary proposals. Issues covered include lender-college...

Proposed Amendments to Higher Education Act

April 26, 2007

The Institute has submitted recommendations to the U.S. House of Representatives Education and Labor Committee for its version of the Higher Education Act reauthorization. Our proposed amendments aim to strengthen the federal financial aid system by improving protections for student loan borrowers, waving the tax on cancelled loans for those with high debt burdens, and simplifying...

Denied: Community College Students Lack Access to Affordable Loans

April 17, 2007

At least one million community college students lack access to federal loans, not because of the credit crunch, but because their schools don't participate in the federal loan programs. This pushes students who need to borrow to resort to risky private loans, payday loans, and credit cards, or to drop out or reduce their course load. Our brief also finds significant gaps in loan...