Publications by Date

Project on Student Debt, October 2006
The best way to compare prices on a student loan is to match up the interest rates with all other factors held equal. But when lenders offer different types of discounts at different points in the repayment process, comparisons aren’t easy.
Project on Student Debt, September 2006
The director of the Project on Student Debt addressed the Department of Education in a public hearing at the University of California at Berkeley. This was the first of four hearings held as part of the Department's negotiated rulemaking process.
Project on Student Debt, September 2006
The Associate Director of the Project on Student Debt addressed the ACSFA about ways of simplifying the FAFSA (Free Application for Federal Student Aid) by using information the government already has.
Average Debt by State, Sector, and School
The Project on Student Debt, August 2006
New analysis provides a unique, state-level look at student loan debt, with total, public, and private sector averages for all 50 states. The findings challenge common assumptions about the relationship between debt and other factors such as tuition and cost of living.
Project on Student Debt, June 2006
A new analysis finds that the number of college graduates with high levels of student debt has skyrocketed since the early nineties, even after accounting for inflation. In 1993, 1.3 percent of graduating seniors with student loans owed $40,000 or more (in 2004 dollars). In 2004, 7.7 percent owed...
National Consumer Law Center, June 2006
Temporary financial setbacks can lead to long-term debt and default for student loan borrowers. In a report made possible in part by the Project on Student Debt, NCLC examines student loan provisions in bankruptcy laws and other policies, and suggests reforms to encourage repayment and reduce...
Project on Student Debt, May 2006
This national survey found that Americans see paying off student loans as a serious problem for both middle-class and low-income families, and they support reforms to make loan payments more manageable.
Project on Student Debt, May 2006

The Project on Student Debt filed an administrative petition with the Department of Education for a rulemaking process to make student loan repayment more fair and manageable. Many of the goals of the petition were eventually accomplished through the legislative rather than regulatory process,...

Project on Student Debt, April 2006
This tax model provides more meaningful relief to households with burdensome student debt than the current student loan interest deduction. It rewards work, encourages timely payment, and recognizes family responsibilities.
Strengths and Weaknesses of the Current System
Project on Student Debt, February 2006
This white paper analyzes the U.S. student loan programs' strengths and weaknesses and identifies practical ways to achieve a more rational and effective balance of borrower obligations and protections.