Publications by Date

National Consumer Law Center, June 2006
Temporary financial setbacks can lead to long-term debt and default for student loan borrowers. In a report made possible in part by the Project on Student Debt, NCLC examines student loan provisions in bankruptcy laws and other policies, and suggests reforms to encourage repayment and reduce...
Project on Student Debt, May 2006
This national survey found that Americans see paying off student loans as a serious problem for both middle-class and low-income families, and they support reforms to make loan payments more manageable.
Project on Student Debt, May 2006

The Project on Student Debt filed an administrative petition with the Department of Education for a rulemaking process to make student loan repayment more fair and manageable. Many of the goals of the petition were eventually accomplished through the legislative rather than regulatory process,...

Project on Student Debt, April 2006
This tax model provides more meaningful relief to households with burdensome student debt than the current student loan interest deduction. It rewards work, encourages timely payment, and recognizes family responsibilities.
Strengths and Weaknesses of the Current System
Project on Student Debt, February 2006
This white paper analyzes the U.S. student loan programs' strengths and weaknesses and identifies practical ways to achieve a more rational and effective balance of borrower obligations and protections.
Defining Benchmarks for Manageable Student Debt
Project on Student Debt, November 2005
This paper examines current perceptions of "manageable" debt burdens, and establishes a range of empirically-derived thresholds, both to provide better advice to students, and to inform the design of loan forgiveness and debt management programs intended to relieve excessive debt burdens. This...
Project on Student Debt, November 2005

This paper examines the extent to which student loan debt discourages family formation, and proposes a policy to ease the burden of loan repayment for borrowers who have children.

See agenda and...

Project on Student Debt, November 2005

The Project on Student Debt cohosted a forum with the American Enterprise Institute in November of 2005. See the agenda and papers presented at this event.

The Project on Student Debt, October 2005
A new national survey of college and university presidents finds that 86% are concerned about the amount of debt students are taking on to pay for their education, and that they support a range of policy changes to reduce the burdens of student debt.
Debt Aversion as a Barrier to College Access
The Project on Student Debt, September 2005
When student loans are the only way to pay for college, who decides how much debt a degree is worth? Through interviews and a review of available research, this paper explores how debt aversion and conflicting views about the role of student loans affect young people, their families, and those who...