With the Higher Education Act up for reauthorization in Congress, our policy agenda should serve as a guide for what concerned policymakers can do to strengthen federal financial aid policies and reduce the risks and burdens of student debt.
This policy proposal would encourage states and institutions of higher education to increase the number of young adults from families with below-median incomes who enroll in and graduate from college.
This policy agenda for private student loans outlines a way to give students and parents with private loans access to the kind of information and consumer rights that other types of borrowers can count on.
As the student loan conflict-of-interest scandal keeps making headlines, policymakers have developed proposals to restrict or ban questionable college and lender practices. This comparison includes the Student Loan Sunshine Act passed in the U.S. House of Representatives on May 9, 2007, and other...
Useful facts about student debt, parent borrowing, private loans, Pell Grants, and more. Includes sources.
The Institute has submitted recommendations to the U.S. House of Representatives Education and Labor Committee for its version of the Higher Education Act reauthorization. Our proposed amendments aim to strengthen the federal financial aid system by improving protections for student loan borrowers...
This report outlines a plan for simplifying the financial aid application process by letting financial aid applicants ask the IRS to automatically answer many of the most difficult and important questions on the FAFSA. In addition to dramatically simplifying the process for students and families,...
This legal opinion concludes that the IRS may legally release tax transcript information to the Department of Education with a financial aid applicant's written request. This procedure could be used to simplify the financial aid application process by automatically answering some of the most...
The Senate bill, a companion to H.R 5, would increase the Pell Grant and improve protections for student borrowers, in addition to cutting student loan interest rates. Some of these protections reflect elements of our Plan for Fair Loan Payments.
The Project on Student Debt has analyzed the new House leadership's proposal to cut the interest rate on certain federal student loans in half over five years. To find out who would benefit and how much, read the analysis.