Should All Student Loan Payments Be Income-Driven? Trade-offs and Challenges

April 14, 2014

This white paper analyzes the potential effects of requiring income-driven repayment for all federal loans as well as relying on paycheck withholding for loan payments, with particular attention to the implications for low-income students and families. TICAS also examines the relevance and evolution of mandatory IDR systems in Australia and the United Kingdom, and the paper includes...


Student Debt and the Class of 2012

December 4, 2013

Seven in 10 college seniors (71%) who graduated last year had student loan debt, with an average of $29,400 per borrower. From 2008 to 2012, debt at graduation (federal and private loans combined) increased an average of six percent each year. The report, Student Debt and the Class of 2012, includes debt levels for each state and more than 1,000 U.S. colleges and universities.


Student Debt and the Class of 2011

October 18, 2012

Two-thirds of college seniors who graduated in 2011 had student loan debt, with an average of $26,600 per borrower. Meanwhile, unemployment for young college graduates remained high at 8.8 percent in 2011. Our new report, Student Debt and the Class of 2011, includes average debt levels for the 50 states and District of Columbia and for more than 1,000 U.S. colleges and universities.


Student Debt and the Class of 2010

November 3, 2011

Two-thirds of college seniors graduated with loans in 2010, and they carried an average of $25,250 in debt. They also faced the highest unemployment rate for young college graduates in recent history at 9.1%. Our new report, Student Debt and the Class of 2010, includes average debt levels for the 50 states and District of Columbia and for more than 1,000 U.S. colleges and universities.