<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//ticas.org/wp-content/plugins/wordpress-seo/css/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://ticas.org/news/</loc>
		<lastmod>2026-08-11T15:40:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-on-the-protect-students-act/</loc>
		<lastmod>2019-07-03T22:05:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/proposals-eliminate-subsidized-loans-would-increase-cost-college-thousands-dollars/</loc>
		<lastmod>2019-07-07T19:10:27+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2019/04/subloan_image_1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2019/04/subloan_image_2.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/media/four-predictions-higher-education-2019/</loc>
		<lastmod>2019-07-07T19:27:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/california-students-need-major-investment-financial-aid/</loc>
		<lastmod>2019-07-07T19:44:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/statement-california-governor-elect-proposal-deepen-investment-free-community-college/</loc>
		<lastmod>2019-07-07T19:45:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-automatic-closed-school-discharges/</loc>
		<lastmod>2019-07-07T20:03:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/higher-education-law-more-likely-you-think/</loc>
		<lastmod>2019-07-07T20:07:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/stronger-ticas/</loc>
		<lastmod>2019-07-07T20:12:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/10-key-tips-and-tools-helping-students-understand-financial-aid/</loc>
		<lastmod>2019-07-07T20:13:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-statement-court-ruling-borrower-defense-rule/</loc>
		<lastmod>2019-07-07T20:14:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/affordable-loans-any-student-act-makes-critical-improvements-help-borrowers-manage-their-debt/</loc>
		<lastmod>2019-07-07T20:15:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/updates-college-scorecard-and-mobile-fafsa-our-sessions-ncan-and-nacac-conferences/</loc>
		<lastmod>2019-07-07T20:16:42+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2018/10/bp2_105_0.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2018/10/bp1_105_0.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2018/10/bp3_105.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2018/10/bp4_105.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-statement-department-education-missing-november-1-deadline-issue-new-rules/</loc>
		<lastmod>2019-07-07T20:20:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-statement-official-three-year-fy15-cdrs/</loc>
		<lastmod>2019-07-07T20:22:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/class-2017-four-year-graduates-average-student-debt-28650/</loc>
		<lastmod>2019-07-07T20:44:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/same-program-different-results-better-options-exist-students-worst-performing-gainful/</loc>
		<lastmod>2019-07-07T20:45:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/bipartisan-win-students-house-republicans-and-democrats-unite-pass-common-sense-bill-improving/</loc>
		<lastmod>2019-07-07T20:58:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/how-much-did-students-borrow-attend-worst-performing-career-education-programs-need-strong/</loc>
		<lastmod>2019-07-07T21:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/momentum-grows-increase-transparency-and-consistency-award-letters-nasfaa-signs/</loc>
		<lastmod>2019-07-07T21:10:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/trump-administration-proposes-gut-borrower-defense-rule/</loc>
		<lastmod>2019-07-07T21:12:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/trump-administration-proposes-erasing-nearly-decade-progress-protecting-students-against/</loc>
		<lastmod>2019-07-07T21:13:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/house-launches-new-attack-college-access-and-affordability/</loc>
		<lastmod>2019-07-07T21:17:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-ticas-fact-sheets-explore-student-loan-repayment-struggles/</loc>
		<lastmod>2019-07-07T21:19:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/higher-education-experts-agree-california-needs-greater-more-targeted-financial-aid/</loc>
		<lastmod>2019-07-07T21:48:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/department-education-announces-new-borrower-defense-discharge-process-questions-and-concerns/</loc>
		<lastmod>2019-07-07T21:53:54+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2017/12/corinthian_borrowers_12-22-17.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/california/new-analysis-finds-unequal-debt-burdens-among-california-state-university-graduates/</loc>
		<lastmod>2019-07-07T21:56:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/new-report-outlines-policy-blueprint-states-protect-students-against-abuse-fraud-profit/</loc>
		<lastmod>2019-07-07T22:00:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/house-set-advance-bill-increase-costs-students-gut-accountability-colleges/</loc>
		<lastmod>2019-07-07T22:02:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/college-financial-aid-award-letters-fall-far-short-being-clear-comparable-and-consumer/</loc>
		<lastmod>2019-07-07T22:07:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/house-proposal-would-close-door-opportunity-open-door-waste-fraud-and-abuse/</loc>
		<lastmod>2019-07-07T22:11:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-data-college-affordability-diversity-and-student-success-available-college-insightorg/</loc>
		<lastmod>2019-07-07T22:12:34+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2017/11/cis_bp_1_0.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2017/11/cis_bp_2.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2017/11/cis_bp_3.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/media/james-kvaal-named-new-president-institute-college-access-success/</loc>
		<lastmod>2019-07-07T22:16:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-applauds-18-states-lawsuit-against-us-department-education-failing-enforce/</loc>
		<lastmod>2019-07-07T22:27:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/promise-californias-free-college-bill/</loc>
		<lastmod>2019-07-07T22:28:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/federal-student-loan-default-rate-rises-first-time-4-years/</loc>
		<lastmod>2019-07-07T22:39:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/average-debt-class-2016-varies-enormously-state-and-college-risky-nonfederal-loan/</loc>
		<lastmod>2019-07-07T23:14:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/senate-spending-bill-increases-pell-grants-100-also-cuts-pell-funding-26b/</loc>
		<lastmod>2019-07-07T23:17:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/education-department-guts-rule-protecting-students-and-taxpayers/</loc>
		<lastmod>2019-07-07T23:20:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/house-budget-committees-plan-slash-federal-student-financial-aid-tweetable-summary/</loc>
		<lastmod>2019-07-07T23:28:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/cbo-confirms-house-higher-education-bill-costs-students-billions/</loc>
		<lastmod>2019-07-08T08:55:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/house-fy18-budget-plan-recipe-weakened-economy-and-increased-inequity/</loc>
		<lastmod>2019-07-08T09:14:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-bipartisan-simple-act-would-significantly-reduce-federal-student-loan-defaults/</loc>
		<lastmod>2019-07-08T09:23:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-court-ruling-upholding-gainful-employment-regulation/</loc>
		<lastmod>2019-07-08T09:25:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/getting-graduation-importance-college-assessment-policy-financial-aid-recipients/</loc>
		<lastmod>2019-07-08T09:25:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/richard-kazis-named-ticas-interim-president/</loc>
		<lastmod>2019-07-08T09:27:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/financial-aid-gains-2017-18-california-state-budget-agreement/</loc>
		<lastmod>2019-07-08T09:30:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-trump-administrations-irresponsible-action-delay-and-dismantle-key-student/</loc>
		<lastmod>2019-07-08T09:31:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/same-program-different-results-why-gainful-employment-rule-needed/</loc>
		<lastmod>2019-07-08T09:32:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-ticas-research-brief-shows-burden-community-college-cost-family-income/</loc>
		<lastmod>2019-07-08T09:35:58+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2017/06/college_costs_in_context_pie-chart-2-year.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2017/06/college_costs_in_context_heat-map-2-year.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-trump-administrations-full-fy18-budget-higher-education/</loc>
		<lastmod>2019-07-08T09:39:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/trump-proposal-eliminate-subsidized-loans-would-increase-cost-college-thousands-dollars/</loc>
		<lastmod>2019-07-08T09:40:30+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2017/05/bp_1-002.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2017/05/bp_2-001.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/update-restoration-irs-data-retrieval-tool-student-loan-borrowers-and-fafsa-applicants/</loc>
		<lastmod>2019-07-08T09:42:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/college-unaffordability-lowest-income-students-face-highest-cost-burdens-2-and-4-year/</loc>
		<lastmod>2019-07-08T09:47:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/new-basic-carnegie-classifications/</loc>
		<lastmod>2019-07-09T06:18:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/some-campuses-release-additional-economic-diversity-data/</loc>
		<lastmod>2019-07-09T06:19:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/another-piece-puzzle-enrollment-management/</loc>
		<lastmod>2019-07-09T06:20:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/fast-growth-private-loans/</loc>
		<lastmod>2019-07-09T06:21:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/economic-diversity-news/</loc>
		<lastmod>2019-07-09T06:21:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/ranking-campuses-low-income-enrollment/</loc>
		<lastmod>2019-07-09T06:23:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/towards-simpler-fafsa/</loc>
		<lastmod>2019-07-09T06:23:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/more-debt-data-now-available/</loc>
		<lastmod>2019-07-09T06:24:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/scary-side-private-loans/</loc>
		<lastmod>2019-07-09T06:26:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/campus-data-private-loans/</loc>
		<lastmod>2019-07-09T06:27:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/2004-05-economic-diversity-data-available/</loc>
		<lastmod>2019-07-09T06:28:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/simplifying-fafsa-everyone/</loc>
		<lastmod>2019-07-09T06:30:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/what-we-think-new-fafsa4caster/</loc>
		<lastmod>2019-07-09T06:31:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/shopping-student-loans-treacherous-territory/</loc>
		<lastmod>2019-07-09T06:32:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/interview-robert-shireman/</loc>
		<lastmod>2019-07-09T06:32:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/questionable-arrangement/</loc>
		<lastmod>2019-07-09T06:34:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/building-fences/</loc>
		<lastmod>2019-07-09T06:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/discounting-and-access/</loc>
		<lastmod>2019-07-09T06:42:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/debt-and-access-latino-students/</loc>
		<lastmod>2019-07-09T06:43:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/what-difference-interest-rate-makes/</loc>
		<lastmod>2019-07-09T06:44:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt/changing-conversation/</loc>
		<lastmod>2019-07-09T06:52:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/california-budget-gridlock-jeopardizes-student-aid/</loc>
		<lastmod>2019-07-09T06:55:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/fair-loan-payment-proposal-now-law/</loc>
		<lastmod>2019-07-09T06:56:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt-iowa/</loc>
		<lastmod>2019-07-09T06:58:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/getting-bottom-private-loan-rates/</loc>
		<lastmod>2019-07-09T06:59:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/meaning-free/</loc>
		<lastmod>2019-07-09T07:00:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/many-community-colleges-deny-access-federal-loans/</loc>
		<lastmod>2019-07-09T07:24:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/exactly-same/</loc>
		<lastmod>2019-07-09T07:27:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/student-loans-and-direct-marketing/</loc>
		<lastmod>2019-07-09T07:27:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/private-loan-rates-not-much-test/</loc>
		<lastmod>2019-07-09T07:28:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/credit-where-credit-due/</loc>
		<lastmod>2019-07-09T07:29:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/helping-students/</loc>
		<lastmod>2019-07-09T07:32:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/ca-budget-stalemate-hurts-students-again/</loc>
		<lastmod>2019-07-09T07:33:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-way-think-about-financial-aid/</loc>
		<lastmod>2019-07-09T07:37:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/widen-focus-when-discussing-affordability/</loc>
		<lastmod>2019-07-09T07:39:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/fafsa/secretary-spellingss-shorter-fafsa/</loc>
		<lastmod>2019-07-09T07:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/access-financial-aid-office-contact-information/</loc>
		<lastmod>2019-07-09T07:42:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/better-data-student-borrowing-needed/</loc>
		<lastmod>2019-07-09T07:47:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/stop-student-loan-bailout/</loc>
		<lastmod>2019-07-09T07:49:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/barely-passing-grade/</loc>
		<lastmod>2019-07-09T07:50:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/economic-stimulus-should-promote-college-affordability/</loc>
		<lastmod>2019-07-09T07:51:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/default-student-loan-documentary-trailer/</loc>
		<lastmod>2019-07-09T07:54:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/obama-transition-online-discussion-college-costs/</loc>
		<lastmod>2019-07-09T07:55:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/ca-budget-crisis-has-gone-too-far/</loc>
		<lastmod>2019-07-09T07:57:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/where-does-money-come-where-does-it-go/</loc>
		<lastmod>2019-07-09T07:58:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/arne-duncan-weighs-future-higher-education/</loc>
		<lastmod>2019-07-09T07:58:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt/project-student-debt-releases-its-policy-priorities-2009/</loc>
		<lastmod>2019-07-09T08:14:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt-denying-american-dream/</loc>
		<lastmod>2019-07-09T08:15:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/secretary-education-arne-duncan-speaks-annual-meeting-american-council-education/</loc>
		<lastmod>2019-07-09T08:16:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/state-budget-maintains-funding-cal-grants/</loc>
		<lastmod>2019-07-09T08:18:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/cnn-college-worth-it/</loc>
		<lastmod>2019-07-09T08:19:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-data-show-big-increases-private-borrowing/</loc>
		<lastmod>2019-07-09T08:19:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/new-facts-about-community-colleges-and-financial-aid/</loc>
		<lastmod>2019-07-09T17:12:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ibr-news/</loc>
		<lastmod>2019-07-09T19:47:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/governor-proposes-eliminating-cal-grants/</loc>
		<lastmod>2019-07-09T19:48:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/income-based-repayment-profiled-cbs-early-show/</loc>
		<lastmod>2019-07-09T19:49:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/top-10-student-loan-tips-recent-graduates/</loc>
		<lastmod>2019-07-09T19:51:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/now-pbs-student-loan-sinkhole/</loc>
		<lastmod>2019-07-09T19:52:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ditch-your-debt-gremlin/</loc>
		<lastmod>2019-07-09T19:53:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/income-based-repayment-now-available/</loc>
		<lastmod>2019-07-09T19:54:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/irs-data-retrieval-tool-down-until-october-what-department-education-should-be-doing-now/</loc>
		<lastmod>2019-07-09T23:43:33+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2017/03/irs_bp_1.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2017/03/irs_bp_2.png</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2017/03/irs_bp_3.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/accountability/can-college-risk-sharing-improve-student-outcomes-and-avoid-unintended-consequences/</loc>
		<lastmod>2019-07-09T23:55:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-presidents-fy2018-budget-and-house-education-and-workforce-committee-plan/</loc>
		<lastmod>2019-07-10T00:00:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-data-student-debt-college-affordability-and-student-success-available-college-insightorg/</loc>
		<lastmod>2019-07-10T08:55:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/how-prosper-act-stacks-student-debt-narrowing-borrower-defense-eligibility-limiting-closed/</loc>
		<lastmod>2019-07-10T08:57:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/how-prosper-act-stacks-student-debt-throwing-reasonable-accountability-standards-out-window/</loc>
		<lastmod>2019-07-10T08:57:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/how-prosper-act-stacks-student-debt-changes-loan-repayment-would-weaken-crucial-safety-net/</loc>
		<lastmod>2019-07-10T08:57:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/fafsa/exciting-news-irs-data-retrieval-tool-back-and-more-secure-2018-19-fafsa/</loc>
		<lastmod>2019-07-10T08:58:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/great-news-irs-data-retrieval-tool-back-student-loan-borrowers/</loc>
		<lastmod>2019-07-10T08:58:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/loss-irs-data-retrieval-tool-complicates-financial-aid-applications-and-student-loan-repayment/</loc>
		<lastmod>2019-07-10T08:58:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/how-prosper-act-stacks-republicans-proposed-more-debt-higher-risk-for-students-and-taxpayers/</loc>
		<lastmod>2019-07-10T08:59:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/how-prosper-act-stacks-student-debt-loan-counseling-and-consumer-information-enhancements-are/</loc>
		<lastmod>2019-07-10T08:59:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/what-does-failing-program-look/</loc>
		<lastmod>2019-07-10T17:23:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/ticas-vice-president-testify-mondays-assembly-hearing-college-affordability/</loc>
		<lastmod>2019-07-10T17:29:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/free-tuition-wont-solve-californias-student-debt-problem/</loc>
		<lastmod>2019-07-10T17:32:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/progress-and-bipartisan-agreement-helping-keep-student-loan-payments-affordable/</loc>
		<lastmod>2019-07-10T17:45:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-implementation-gainful-employment-regulation/</loc>
		<lastmod>2019-07-10T17:54:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-release-program-level-earnings-data-career-education-programs/</loc>
		<lastmod>2019-07-10T18:08:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/voices-fafsa-frontlines-reveal-complexity-and-costs-verification-paperwork-affecting/</loc>
		<lastmod>2019-07-10T18:12:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-education-departments-announcement-final-borrower-defense-and-college/</loc>
		<lastmod>2019-07-10T18:14:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/average-student-debt-graduation-4-30100-class-2015/</loc>
		<lastmod>2019-07-10T18:19:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-us-department-education-settlement-devry-university/</loc>
		<lastmod>2019-07-10T18:23:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/share-federal-student-loan-borrowers-entering-default-declines/</loc>
		<lastmod>2019-07-10T18:24:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-senator-elizabeth-warrens-letter-education-secretary-john-king-loan-relief/</loc>
		<lastmod>2019-07-10T18:26:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/missing-middle-borrowers-who-arent-either-defaulting-or-repaying/</loc>
		<lastmod>2019-07-10T18:38:01+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2016/09/repayment_rate.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/accountability/student-loan-repayment-rates-vary-where-students-go-and-whether-they-complete/</loc>
		<lastmod>2019-07-10T18:45:00+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2016/09/fullscreen_capture_3202017_25753_pm-002.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/accountability/where-most-students-borrow-and-few-can-pay-down-their-debt/</loc>
		<lastmod>2019-07-10T18:46:25+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2016/09/fullscreen_capture_3202017_41331_pm.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/updated-ticas-statement-amazon-ends-marketing-agreement-wells-fargo/</loc>
		<lastmod>2019-07-10T18:51:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/house-fy17-funding-bill-cuts-pell-grants-13-billion-blocks-gainful-employment-rule/</loc>
		<lastmod>2019-07-10T18:57:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/2016-17-california-budget-update/</loc>
		<lastmod>2019-07-10T19:01:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/nearly-1-10-community-college-students-cant-get-federal-student-loan/</loc>
		<lastmod>2019-07-10T19:03:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-fourth-quarterly-report-borrower-relief-defrauded-students/</loc>
		<lastmod>2019-07-10T19:10:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-education-departments-proposed-borrower-defense-rules/</loc>
		<lastmod>2019-07-10T20:44:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-bipartisan-senate-agreement-cut-12-billion-pell-grant-program-while-restoring/</loc>
		<lastmod>2019-07-10T20:46:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-opportunity-strengthen-pell-grants-and-dangerous-precedent-senate-fy17/</loc>
		<lastmod>2019-07-10T20:49:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/federal-cost-data-students-living-home-are-significantly-understated/</loc>
		<lastmod>2019-07-10T20:52:50+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2016/05/fullscreen_capture_5242016_11035_pm.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/accountability/debt-figure-included-college-shopping-sheet-makes-some-colleges-look-more-affordable-they-are/</loc>
		<lastmod>2019-07-10T20:55:59+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2016/05/fullscreen_capture_562016_35317_pm.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/administration-takes-action-help-more-borrowers-manage-student-debt/</loc>
		<lastmod>2019-07-10T20:57:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-report-documents-how-community-college-students-struggle-cover-college-expenses-and/</loc>
		<lastmod>2019-07-10T21:00:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/more-progress-simplifying-fafsa-students-and-schools/</loc>
		<lastmod>2019-07-10T21:01:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-education-department-announcement-borrower-relief-defrauded-students/</loc>
		<lastmod>2019-07-10T21:05:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-new-pell-grant-program-costs-cbo/</loc>
		<lastmod>2019-07-10T21:07:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt/congressional-hearing-bankruptcy-and-private-student-loans/</loc>
		<lastmod>2019-07-10T21:08:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/governor-proposes-cal-grant-cuts-third-year-row/</loc>
		<lastmod>2019-07-10T21:08:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/impact-house-budget-committees-proposal-cut-maximum-pell-grant-and-freeze-it-10-years-chart/</loc>
		<lastmod>2019-07-10T21:09:04+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2016/03/impact_of_cutting_max_pell_grant_and_freezing_it_for_10_years_chart.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt/student-debt-and-class-2008/</loc>
		<lastmod>2019-07-10T21:16:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/privatizing-californias-community-colleges/</loc>
		<lastmod>2019-07-10T21:16:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/new-report-finds-most-eligible-cal-grant-applicants-are-not-offered-awards/</loc>
		<lastmod>2019-07-10T21:16:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/accountability-new-four-letter-word/</loc>
		<lastmod>2019-07-10T21:17:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/california-community-college-students-are-still-less-likely-apply-federal-aid/</loc>
		<lastmod>2019-07-10T21:19:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-presidents-nomination-john-b-king-jr-secretary-education/</loc>
		<lastmod>2019-07-10T21:20:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/sharp-decline-graduation-rates-profit-four-year-colleges/</loc>
		<lastmod>2019-07-10T21:21:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/presidents-fy17-budget-takes-important-steps-address-student-debt-college-affordability/</loc>
		<lastmod>2019-07-10T21:22:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/pbss-college-inc/</loc>
		<lastmod>2019-07-10T21:23:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-york-times-and-student-loans/</loc>
		<lastmod>2019-07-10T21:23:54+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/files/Screen.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/california/statement-may-revision-2010%e2%80%9111-governors-budget/</loc>
		<lastmod>2019-07-10T21:24:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/new-analysis-what-college-costs-low-income-students-california/</loc>
		<lastmod>2019-07-10T21:27:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/college-insight-and-project-student-debt-make-top-ten-list/</loc>
		<lastmod>2019-07-10T21:28:51+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2010/06/award.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/fixes-income-based-repayment-program/</loc>
		<lastmod>2019-07-10T21:29:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-administrations-pell-grant-proposal/</loc>
		<lastmod>2019-07-10T21:31:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-income-driven-repayment-plan-now-available-all-federal-direct-student-loan-borrowers-repaye/</loc>
		<lastmod>2019-07-10T21:34:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/all-federal-direct-student-loan-borrowers-eligible-new-repayment-plan/</loc>
		<lastmod>2019-07-10T21:36:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-loan-debt-averages-28950-class-2014-debt-levels-rose-more-twice-fast-inflation/</loc>
		<lastmod>2019-07-10T21:37:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/tenth-annual-report-student-debt-graduation-be-released/</loc>
		<lastmod>2019-07-10T21:39:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/default-rate-declines-yet-611000-defaulted-federal-student-loans/</loc>
		<lastmod>2019-07-10T21:42:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/three-ways-scorecard-data-show-difference-between-profit-and-community-colleges/</loc>
		<lastmod>2019-07-10T21:44:35+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2015/09/fullscreen_capture_9282015_23319_pm.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2015/09/fullscreen_capture_9282015_23947_pm.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2015/09/fullscreen_capture_9282015_30016_pm.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-testifying-debt-relief-defrauded-students-tomorrow-us-dept-education-hearing-san/</loc>
		<lastmod>2019-07-10T21:52:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/fafsa/statement-white-house-dramatically-improves-student-aid-application-process/</loc>
		<lastmod>2019-07-10T21:52:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-testify-college-risk-sharing-tomorrows-advisory-committee-student-financial/</loc>
		<lastmod>2019-07-10T21:54:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/average-student-debt-climbing-29400-class-2012/</loc>
		<lastmod>2019-07-10T21:55:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/what-should-new-college-comparison-tool-look/</loc>
		<lastmod>2019-07-10T21:56:50+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2015/08/costchart.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/tuition-free-and-debt-free-are-not-same-thing/</loc>
		<lastmod>2019-07-10T21:58:45+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2015/07/fullscreen_capture_7282015_114221_am.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2015/07/fullscreen_capture_7282015_114226_am.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-federal-legislation-tackles-state-disinvestment-public-colleges/</loc>
		<lastmod>2019-07-10T22:01:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/senate-fy16-funding-bill-blocks-gainful-employment-cuts-student-aid/</loc>
		<lastmod>2019-07-10T22:06:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/july-1-brings-lower-interest-rates-new-federal-student-loans/</loc>
		<lastmod>2019-07-10T22:09:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/2015-16-california-budget-strengthens-need-based-financial-aid/</loc>
		<lastmod>2019-07-10T22:11:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/house-fy16-education-funding-bill-blocks-gainful-employment-rule-cuts-student-aid/</loc>
		<lastmod>2019-07-10T22:13:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/california-lawmaker-proposes-giving-students-better-information-about-debt/</loc>
		<lastmod>2019-07-10T22:14:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/california-legislature-agrees-strengthening-cal-grants-top-priority/</loc>
		<lastmod>2019-07-10T22:16:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-education-department-actions-provide-relief-corinthian-students/</loc>
		<lastmod>2019-07-10T22:17:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/students-shuttered-corinthian-campuses-need-congress-restore-their-pell-grant-eligibility/</loc>
		<lastmod>2019-07-10T22:20:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-corinthian-colleges-closure/</loc>
		<lastmod>2019-07-10T22:21:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/senate-and-house-fy16-budget-plans-make-college-less-affordable/</loc>
		<lastmod>2019-07-10T22:22:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/impact-house-and-senate-budget-proposals-freeze-maximum-pell-grant-10-years-making-college-even/</loc>
		<lastmod>2019-07-10T22:23:35+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2015/03/bp3.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/house-fy16-budget-plan-reduces-access-college/</loc>
		<lastmod>2019-07-10T22:24:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/cost-eliminating-school-interest-subsidy-federal-student-loans/</loc>
		<lastmod>2019-07-10T22:25:32+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2015/03/bp1.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2015/03/bp2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-white-house-student-aid-bill-rights/</loc>
		<lastmod>2019-07-10T22:27:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-report-task-force-federal-regulation-higher-education/</loc>
		<lastmod>2019-07-10T22:29:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-initial-closing-sale-corinthian-colleges-ecmc/</loc>
		<lastmod>2019-07-10T22:30:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/presidents-fy16-budget-prioritizes-college-affordability-and-reduced-student-debt/</loc>
		<lastmod>2019-07-10T22:31:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/letter-president-elect-obama/</loc>
		<lastmod>2019-07-10T23:37:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/quick-take-ecmccorinthian-deal/</loc>
		<lastmod>2019-07-12T21:58:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/gainful-employment-profit-colleges-win-big-elimination-program-level-cdrs-0/</loc>
		<lastmod>2019-07-12T22:02:22+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2014/11/fullscreen-capture-1152014-100909-pm-e1415258697994.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/accountability/what-final-gainful-employment-rule-means-parasitic-programs/</loc>
		<lastmod>2019-07-12T22:03:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/middle-class-scholarships-embarrassment-riches/</loc>
		<lastmod>2019-07-12T22:04:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/why-link-between-cdrs-and-pell-grants-good-students/</loc>
		<lastmod>2019-07-12T22:05:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/how-strong-gainful-employment-rule-would-have-helped-corinthian-students/</loc>
		<lastmod>2019-07-12T22:08:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/capitol-hill-briefing-strategies-prevent-student-default-community-colleges-overview/</loc>
		<lastmod>2019-07-12T22:17:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/california-budget-includes-long-overdue-financial-aid-increase/</loc>
		<lastmod>2019-07-12T22:18:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/playing-cal-grant-odds/</loc>
		<lastmod>2019-07-12T22:19:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/closing-ge-loopholes-case-repayment-rate/</loc>
		<lastmod>2019-07-12T22:20:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/helping-lowest-income-students-will-have-highest-returns-what-california-legislature-can-do/</loc>
		<lastmod>2019-07-12T22:24:08+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2014/05/fullscreen-capture-5202014-12313-pm.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/accountability/where-more-default-graduate-career-education-program-parasites/</loc>
		<lastmod>2019-07-12T22:25:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/california-budget-proposal-includes-narrow-important-cal-grant-fix/</loc>
		<lastmod>2019-07-12T22:28:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/us-department-education-strikes-out-cdrs/</loc>
		<lastmod>2019-07-12T22:30:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-endorses-bipartisan-net-price-calculator-improvement-act-introduced-reps-cummings-issa/</loc>
		<lastmod>2019-07-12T22:31:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/want-better-data-speak-now/</loc>
		<lastmod>2019-07-12T22:32:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/targeted-ibr-outreach-underway-great-news-struggling-borrowers-few-tweaks-needed/</loc>
		<lastmod>2019-07-12T22:34:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/us-department-education-issues-new-rules-student-loans-strengthens-key-provisions-distressed/</loc>
		<lastmod>2019-07-15T15:42:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/cbo-projects-almost-no-annual-growth-pell-grant-costs-2012-13-2023-24/</loc>
		<lastmod>2019-07-15T15:43:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-cbo-projections-spell-out-government-profits-student-loan-deal/</loc>
		<lastmod>2019-07-15T15:44:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/interest-rate-compromise-not-cause-celebration/</loc>
		<lastmod>2019-07-15T15:45:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/low-hanging-federal-loan-fruit/</loc>
		<lastmod>2019-07-15T15:46:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/congress-should-freeze-student-loan-rates-avoid-increasing-cost-college-millions/</loc>
		<lastmod>2019-07-15T15:47:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/good-short-term-solution-better-bad-permanent-one/</loc>
		<lastmod>2019-07-15T15:48:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/cal-grants-californias-original-middle-class-scholarship-program/</loc>
		<lastmod>2019-07-15T15:48:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/impact-federal-student-loan-interest-rate-proposals-cost-borrowing/</loc>
		<lastmod>2019-07-15T15:49:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/california-governors-2013-14-may-budget-revision-fafsa-proposal-still-misses-mark/</loc>
		<lastmod>2019-07-15T15:50:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/improved-guidance-colleges-net-price-calculators-0/</loc>
		<lastmod>2019-07-15T15:58:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/income-driven-repayment-plans-are-no-substitute-interest-rate-cap/</loc>
		<lastmod>2019-07-15T15:59:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/new-college-scorecard-two-steps-forward-one-step-back/</loc>
		<lastmod>2019-07-15T16:00:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/california-governors-2013-14-budget-kudos-and-questions/</loc>
		<lastmod>2019-07-15T16:01:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/pay-you-earn-now-available-help-new-college-grads/</loc>
		<lastmod>2019-07-15T16:02:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/taking-stock-cal-grants/</loc>
		<lastmod>2019-07-15T16:02:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-pay-you-earn-plan-will-make-loan-payments-more-affordable-borrowers-modest-incomes/</loc>
		<lastmod>2019-07-15T16:08:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-vp-drives-home-importance-meaningful-disclosure/</loc>
		<lastmod>2019-07-15T16:14:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/win-students-kern-community-college-district-trustees-postpone-vote-axing-federal-loans/</loc>
		<lastmod>2019-07-15T16:15:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/court-strikes-down-low-gainful-employment-repayment-rate-standard-affirms-education/</loc>
		<lastmod>2019-07-15T16:15:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/letter-sacramento-bee-editor/</loc>
		<lastmod>2019-07-15T16:20:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/california-community-college-students-stand-federal-student-loan-access/</loc>
		<lastmod>2019-07-15T16:22:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/may-budget-revision-ca-governor-proposes-major-cal-grant-changes-students-and-schools/</loc>
		<lastmod>2019-07-15T16:23:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/california-assembly-budget-subcommittee-rejects-harmful-cal-grant-proposal/</loc>
		<lastmod>2019-07-15T16:24:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/report-education-department-advisory-group-calls-improvements-financial-aid-data/</loc>
		<lastmod>2019-07-15T16:27:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/cleveland-plain-dealer-tips-and-tools-help-you-reduce-cost-college/</loc>
		<lastmod>2019-07-15T16:28:35+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2012/02/logo_cleve.gif</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/no-evidence-over-borrowing-problem-either-community-colleges-or-profit-colleges/</loc>
		<lastmod>2019-07-15T16:29:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/cal-grant-gpa-increases-would-hurt-college-completion-rates/</loc>
		<lastmod>2019-07-15T16:30:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/win-1500-submitting-video-about-net-price-calculators/</loc>
		<lastmod>2019-07-15T16:30:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/student-success-task-force-recommendations-endorsed-board-governors-california-community/</loc>
		<lastmod>2019-07-15T16:31:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/consumer-financial-protection-bureau-wants-hear-you/</loc>
		<lastmod>2019-07-15T16:33:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/governor-brown-proposes-cuts-college-affordability-low-income-californians-2/</loc>
		<lastmod>2019-07-15T16:34:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/know-you-owe-financial-aid-shopping-sheet/</loc>
		<lastmod>2019-07-15T16:35:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/cost-eliminating-interest-subsidy-federal-student-loans/</loc>
		<lastmod>2019-07-15T16:35:54+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/files/u159/blog3_p1-1024x362.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/accountability/tips-using-net-price-calculators/</loc>
		<lastmod>2019-07-15T16:36:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/emerging-consensus-financial-aid-award-letters/</loc>
		<lastmod>2019-07-15T16:37:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-york-times-help-needed-student-debtors/</loc>
		<lastmod>2019-07-15T16:38:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/net-price-calculators-financial-aid-game-changers/</loc>
		<lastmod>2019-07-15T16:39:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/drowning-debt-financial-outcomes-students-profit-colleges/</loc>
		<lastmod>2019-07-15T16:41:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/new-default-rate-data-shows-increased-borrower-distress/</loc>
		<lastmod>2019-07-15T16:42:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/recalculated-3-year-default-rates-reveal-same-troubling-trends/</loc>
		<lastmod>2019-07-15T16:43:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/north-carolinas-governor-takes-stand-students/</loc>
		<lastmod>2019-07-15T16:44:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/early-look-college-net-price-calculators-finds-mixed-results/</loc>
		<lastmod>2019-07-15T16:48:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/delinquency-untold-story-student-loan-borrowing/</loc>
		<lastmod>2019-07-15T16:49:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/campus-progress-truth-about-college-choice/</loc>
		<lastmod>2019-07-15T16:50:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/does-need-based-financial-aid-reduce-cost-college/</loc>
		<lastmod>2019-07-15T16:51:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/new-and-more-complete-data-college-outcomes/</loc>
		<lastmod>2019-07-15T16:53:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/diminishing-returns-fewer-and-fewer-served-competitive-cal-grants/</loc>
		<lastmod>2019-07-15T16:54:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/recommendations-award-letters/</loc>
		<lastmod>2019-07-15T16:57:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/tax-credit-could-help-more-students/</loc>
		<lastmod>2019-07-15T16:57:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/statement-california-state-budget/</loc>
		<lastmod>2019-07-15T16:58:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt-and-class-2009/</loc>
		<lastmod>2019-07-15T16:59:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/us-senate-help-committee-hearing-federal-investment-profit-education-are-students-succeeding/</loc>
		<lastmod>2019-07-15T17:00:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/official-ticas-and-student-comments-gainful-employment/</loc>
		<lastmod>2019-07-15T17:01:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/cal-grant-d%c3%a9j%c3%a0-vu/</loc>
		<lastmod>2019-07-15T17:01:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/education-department-data-show-two-thirds-profit-students-cant-pay-down-loans/</loc>
		<lastmod>2019-07-15T17:02:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/first-look-net-price-data/</loc>
		<lastmod>2019-07-15T17:03:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/unintended-consequences-verification/</loc>
		<lastmod>2019-07-15T17:04:11+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2010/08/After20the20FAFSA.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/private-loans-facts-and-trends/</loc>
		<lastmod>2019-07-15T17:05:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/quick-facts-about-student-debt-0/</loc>
		<lastmod>2019-07-15T20:09:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coalition-comments-federal-student-aid-feedback-system/</loc>
		<lastmod>2019-07-15T20:09:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-of-support-for-the-understanding-the-true-cost-of-college-act/</loc>
		<lastmod>2019-07-15T20:09:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/oversight-out-state-online-colleges/</loc>
		<lastmod>2019-07-15T20:09:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-testimony-james-kvaal-testimony-us-house-committee-education-and-labor/</loc>
		<lastmod>2019-07-15T20:09:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-education-department-education-corporation-america-and-vatterott/</loc>
		<lastmod>2019-07-15T20:09:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coalition-letter-116th-congress-higher-education-act-reauthorization/</loc>
		<lastmod>2019-07-15T20:09:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/californians-college-affordability-0/</loc>
		<lastmod>2019-07-15T20:09:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/employment-outcomes-california-colleges/</loc>
		<lastmod>2019-07-15T20:09:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/affordable-loans-any-student-act-makes-critical-improvements-help-borrowers-manage-their/</loc>
		<lastmod>2019-07-15T20:09:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-senators-hassan-and-durbin-support-protect-students-act/</loc>
		<lastmod>2019-07-15T20:09:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-gainful-employment-disclosure-template/</loc>
		<lastmod>2019-07-15T20:09:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-detailed-comments-gainful-employment-rule/</loc>
		<lastmod>2019-07-15T20:09:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/metrics-and-markets/</loc>
		<lastmod>2019-07-15T20:09:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/comments-68-organizations-secretary-devos-urging-department-enforce-gainful-employment/</loc>
		<lastmod>2019-07-15T20:09:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt-and-class-2017/</loc>
		<lastmod>2019-07-15T20:09:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/self-defeating-consequences-student-loan-default/</loc>
		<lastmod>2019-07-15T20:09:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/comments-62-organizations-department-educations-2019-regulatory-agenda/</loc>
		<lastmod>2019-07-15T20:09:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/designing-financial-aid-californias-future/</loc>
		<lastmod>2019-07-15T20:09:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/counselor-tips-and-tools-helping-students-understand-financial-aid/</loc>
		<lastmod>2019-07-15T20:09:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt-and-class-2017/</loc>
		<lastmod>2019-07-15T20:09:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/comments-68-organizations-secretary-devos-urging-department-enforce-gainful-employment/</loc>
		<lastmod>2019-07-15T20:09:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/counselor-tips-and-tools-helping-students-understand-financial-aid/</loc>
		<lastmod>2019-07-15T20:09:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/students-greatest-risk-loan-default/</loc>
		<lastmod>2019-07-15T20:09:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/memo-policymakers-california-student-grant-aid-consolidation/</loc>
		<lastmod>2019-07-15T20:09:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-supportive-letter-aim-higher-act/</loc>
		<lastmod>2019-07-15T20:09:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/federal-student-loan-terms-2018-19/</loc>
		<lastmod>2019-07-15T20:09:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/consolidating-california-community-college-student-financial-aid-better-enable/</loc>
		<lastmod>2019-07-15T20:09:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/coalition-letter-urging-increasing-cal-grant-b-access-award-2018-19-california-state/</loc>
		<lastmod>2019-07-15T20:09:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-illinois-board-higher-education-devrycogswell-sale/</loc>
		<lastmod>2019-07-15T20:09:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/californians-college-affordability/</loc>
		<lastmod>2019-07-15T20:09:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/colleges-where-most-students-borrow-and-few-repay/</loc>
		<lastmod>2019-07-15T20:09:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-congress-opposing-prosper-act-hr4508/</loc>
		<lastmod>2019-07-15T20:09:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-response-senate-help-committees-request-input-hea-reauthorization/</loc>
		<lastmod>2019-07-15T20:09:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/cost-translation/</loc>
		<lastmod>2019-07-15T20:09:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/tax-consequences-loan-discharges-borrowers-income-driven-repayment-plans/</loc>
		<lastmod>2019-07-15T20:09:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt-and-class-2016/</loc>
		<lastmod>2019-07-15T20:09:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/comments-41-organizations-secretary-devos-opposing-gutting-or-weakening-regulations/</loc>
		<lastmod>2019-07-15T20:09:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-response-sen-alexanders-white-paper-and-request-information-accountability/</loc>
		<lastmod>2019-07-15T20:09:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-comments-2017-18-national-postsecondary-student-aid-study-administrative/</loc>
		<lastmod>2019-07-15T20:09:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/cdr-what-it-good-absolutely-something/</loc>
		<lastmod>2019-07-15T20:09:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/where-debt-comes-due-csu/</loc>
		<lastmod>2019-07-15T20:09:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/profit-postsecondary-education/</loc>
		<lastmod>2019-07-15T20:09:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/counselor-tools-helping-students-understand-financial-aid/</loc>
		<lastmod>2019-07-15T20:09:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/testimony-debbie-cochrane-vice-president-institute-college-access-success/</loc>
		<lastmod>2019-07-15T20:09:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-comments-department-educations-implementation-executive-order-13777-enforcing/</loc>
		<lastmod>2019-07-15T20:09:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/unpacking-california-college-affordability-experts-weigh-strengths-challenges-and/</loc>
		<lastmod>2019-07-15T20:09:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-comments-student-loan-servicing-market-monitoring/</loc>
		<lastmod>2019-07-15T20:09:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-recommendations-education-department-reform-task-force/</loc>
		<lastmod>2019-07-15T20:09:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-comments-gainful-employment-rule-delays/</loc>
		<lastmod>2019-07-15T20:09:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-recommendations-senator-hatch-reforming-federal-education-tax-benefits/</loc>
		<lastmod>2019-07-15T20:09:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-comments-gainful-employment-and-borrower-defense-negotiated-rulemaking/</loc>
		<lastmod>2019-07-15T20:09:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-comments-opposing-delay-dismantling-or-weakening-gainful-employment-or/</loc>
		<lastmod>2019-07-15T20:09:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-testimony-jennifer-wang-hearing-gainful-employment-and-borrower-defense/</loc>
		<lastmod>2019-07-15T20:09:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/federal-student-loan-terms-2017-18/</loc>
		<lastmod>2019-07-15T20:09:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/examples-nearby-career-education-programs-very-different-outcomes/</loc>
		<lastmod>2019-07-15T20:09:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-supporting-rules-protect-students-and-taxpayers-waste-and-fraud-higher/</loc>
		<lastmod>2019-07-15T20:09:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/new-approach-college-risk-sharing/</loc>
		<lastmod>2019-07-15T20:09:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/how-expand-financial-aid-california/</loc>
		<lastmod>2019-07-15T20:09:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/college-costs-context/</loc>
		<lastmod>2019-07-15T20:09:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/make-it-simple-keep-it-fair/</loc>
		<lastmod>2019-07-15T20:09:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/what-college-costs-low-income-californians/</loc>
		<lastmod>2019-07-15T20:09:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt-and-class-2015/</loc>
		<lastmod>2019-07-15T20:09:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-president-obama-education-department-complaint-tracking-system/</loc>
		<lastmod>2019-07-15T20:09:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-comments-draft-new-gainful-employment-disclosure-template/</loc>
		<lastmod>2019-07-15T20:09:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/sidelines-simplification/</loc>
		<lastmod>2019-07-15T20:09:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/transition-memo-president-elect-trump/</loc>
		<lastmod>2019-07-15T20:09:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/new-approach-college-accountability/</loc>
		<lastmod>2019-07-15T20:09:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-comments-ipeds-clearance-package-2017-18/</loc>
		<lastmod>2019-07-15T20:09:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/aiding-success/</loc>
		<lastmod>2019-07-15T20:09:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/coalition-letter-urging-strengthening-cal-grants-2017-18-california-assembly-budget/</loc>
		<lastmod>2019-07-15T20:09:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/coalition-letter-urging-strengthening-cal-grants-2017-18-california-senate-budget/</loc>
		<lastmod>2019-07-15T20:09:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-comments-ipeds-pell-graduation-rate-proposal/</loc>
		<lastmod>2019-07-15T20:09:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-recommendations-improve-federal-online-student-loan-counseling/</loc>
		<lastmod>2019-07-15T20:09:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-implementation-gainful-employment-regulation/</loc>
		<lastmod>2019-07-15T20:09:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-comments-draft-2017-18-fafsa/</loc>
		<lastmod>2019-07-15T20:09:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/ticas-comments-proposed-rule-allowing-robocalls-be-made-cell-phones-without-consent/</loc>
		<lastmod>2019-07-15T20:09:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-participation-rate-index-pri-worksheet-1/</loc>
		<lastmod>2019-07-15T20:09:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/federal-student-loan-terms-2016-17/</loc>
		<lastmod>2019-07-15T20:09:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-opposing-efforts-block-gainful-employment-regulation/</loc>
		<lastmod>2019-07-15T20:09:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/states-denial/</loc>
		<lastmod>2019-07-15T20:09:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-comments-revisions-ipeds-pell-graduation-rate-proposal/</loc>
		<lastmod>2019-07-15T20:09:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-urging-strong-borrower-relief-and-college-accountability-regulations/</loc>
		<lastmod>2019-07-15T20:09:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-detailed-comments-proposed-borrower-relief-and-college-accountability-regulations/</loc>
		<lastmod>2019-07-15T20:09:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-comments-ipeds-technical-review-panel-49-public-face-ipeds/</loc>
		<lastmod>2019-07-15T20:09:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/qa-gainful-employment-regulation/</loc>
		<lastmod>2019-07-15T20:09:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/what-does-college-really-cost-for-low-income-students-across-california/</loc>
		<lastmod>2019-07-15T20:09:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-comments-draft-2016-17-student-aid-application-materials/</loc>
		<lastmod>2019-07-15T20:09:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-opposing-gainful-employment-riders/</loc>
		<lastmod>2019-07-15T20:09:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt-and-class-2014/</loc>
		<lastmod>2019-07-15T20:09:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coalition-letter-urging-house-and-senate-appropriations-committees-protect-pell-grant-0/</loc>
		<lastmod>2019-07-15T20:09:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/summary-income-driven-repayment-plans/</loc>
		<lastmod>2019-07-15T20:09:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/qa-profit-college-90-10-rule/</loc>
		<lastmod>2019-07-15T20:09:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/balancing-risk-and-rewards-proposal-enhancing-college-accountability/</loc>
		<lastmod>2019-07-15T20:09:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/testimony-debbie-cochrane-research-director-institute-college-access-success-3/</loc>
		<lastmod>2019-07-15T20:09:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-comments-proposed-complaint-tracking-system/</loc>
		<lastmod>2019-07-15T20:09:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-comments-proposed-complaint-tracking-system/</loc>
		<lastmod>2019-07-15T20:09:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-improving-relief-process-defrauded-students/</loc>
		<lastmod>2019-07-15T20:09:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/testimony-debbie-cochrane-research-director-institute-college-access-success-4/</loc>
		<lastmod>2019-07-15T20:09:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/verge/</loc>
		<lastmod>2019-07-15T20:09:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coalition-letter-urging-house-and-senate-appropriations-committees-protect-pell-grant-1/</loc>
		<lastmod>2019-07-15T20:09:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-opposing-supporting-academic-freedom-through-regulatory-relief-act/</loc>
		<lastmod>2019-07-15T20:09:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/modeling-changes-to-the-competitive-cal-grant-scoring-matrix/</loc>
		<lastmod>2019-07-15T20:09:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/risk-sharing-a-proposal-to-improve-institutional-accountability-and-reward-colleges-using-a-student-default-risk-indicator-sdri/</loc>
		<lastmod>2019-07-15T20:09:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/comments-on-senate-help-committee-white-paper-on-college-risk-sharing/</loc>
		<lastmod>2019-07-15T20:09:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-urging-education-department-take-immediate-actions-former-students/</loc>
		<lastmod>2019-07-15T20:09:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-urging-proactive-student-centered-response-troubled-profit-colleges/</loc>
		<lastmod>2019-07-15T20:09:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/letter-supporting-california-state-assemblys-proposition-98-financial-aid-proposals/</loc>
		<lastmod>2019-07-15T20:09:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/group-letter-opposing-allowing-schools-reduce-federal-student-aid-eligibility-groups/</loc>
		<lastmod>2019-07-15T20:09:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/coalition-letter-urging-strengthening-cal-grants-15-16-california-state-budget/</loc>
		<lastmod>2019-07-15T20:09:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/federal-student-loan-terms-2015-16/</loc>
		<lastmod>2019-07-15T20:09:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/memo-simplifying-fafsa-eliminating-specific-questions/</loc>
		<lastmod>2019-07-15T20:09:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/comments-student-loan-servicing/</loc>
		<lastmod>2019-07-15T20:09:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-secretary-duncan-asking-investigations-be-included-college-comparison/</loc>
		<lastmod>2019-07-15T20:09:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/detailed-comments-proposed-student-loan-regulations/</loc>
		<lastmod>2019-07-15T20:09:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coalition-comments-proposed-student-loan-regulations/</loc>
		<lastmod>2019-07-15T20:09:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/testimony-college-risk-sharing-and-rewards/</loc>
		<lastmod>2019-07-15T20:09:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/supplement-testimony-debbie-cochrane-ticas-research-director-cal-grant-program-2012-13/</loc>
		<lastmod>2019-07-15T20:09:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/financial-aid-pledges-reduce-student-debt-0/</loc>
		<lastmod>2019-07-15T20:09:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/testimony-debbie-cochrane-research-director-institute-college-access-success-2/</loc>
		<lastmod>2019-07-15T20:09:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/financial-aid-pledges-reduce-student-debt-0/</loc>
		<lastmod>2019-07-15T20:09:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/memo-pay-you-earn-recommendations-upcoming-negotiated-rulemaking-process/</loc>
		<lastmod>2019-07-15T20:09:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/comments-college-ratings-framework/</loc>
		<lastmod>2019-07-15T20:09:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt-and-the-class-of-2013/</loc>
		<lastmod>2019-07-15T20:09:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coalition-letter-urging-president-obama-further-simplify-fafsa/</loc>
		<lastmod>2019-07-15T20:09:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-proposed-sale-corinthian-colleges-campuses-ecmc-group/</loc>
		<lastmod>2019-07-15T20:09:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/recommendations-improving-federal-student-loan-servicing/</loc>
		<lastmod>2019-07-15T20:09:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/national-policy-agenda-reduce-burden-student-debt/</loc>
		<lastmod>2019-07-15T20:09:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coalition-letter-urging-house-and-senate-appropriations-committees-protect-pell-grant/</loc>
		<lastmod>2019-07-15T20:09:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-comments-topics-negotiated-rulemaking-4/</loc>
		<lastmod>2019-07-15T20:09:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-comments-draft-2015-16-fafsa-0/</loc>
		<lastmod>2019-07-15T20:09:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/memo-simplifying-fafsa-expanding-access-irs-data-retrieval-tool-0/</loc>
		<lastmod>2019-07-15T20:09:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-comments-disclosure-consumer-complaint-narrative-data-0/</loc>
		<lastmod>2019-07-15T20:09:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/comments-trp45-outcomes-measures/</loc>
		<lastmod>2019-07-15T20:09:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/handout-debbie-cochrane-california-student-aid-commissions-symposium-student-debt/</loc>
		<lastmod>2019-07-15T20:09:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/what-cost-how-community-colleges-do-not-offer-federal-loans-put-students-risk/</loc>
		<lastmod>2019-07-15T20:09:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-response-senator-harkins-request-feedback-draft-higher-education-act/</loc>
		<lastmod>2019-07-15T20:09:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/should-all-student-loan-payments-be-income-driven/</loc>
		<lastmod>2019-07-15T20:09:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/strengthening-cal-grants-better-serve-todays-african-american-students/</loc>
		<lastmod>2019-07-15T20:09:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/federal-student-loan-terms-2014-15/</loc>
		<lastmod>2019-07-15T20:09:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-detailed-comments-proposed-gainful-employment-rule/</loc>
		<lastmod>2019-07-15T20:09:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/protecting-colleges-and-students-community-college-strategies-prevent-default/</loc>
		<lastmod>2019-07-15T20:09:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-comment-letter-proposed-gainful-employment-rule/</loc>
		<lastmod>2019-07-15T20:09:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/strengthening-cal-grants-better-serve-todays-latino-students/</loc>
		<lastmod>2019-07-15T20:09:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/data-show-no-evidence-over-borrowing-community-colleges/</loc>
		<lastmod>2019-07-15T20:09:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/reducing-federal-loan-eligibility-would-hurt-students-profit-colleges/</loc>
		<lastmod>2019-07-15T20:09:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-letter-senator-harkins-discussion-draft-higher-education-act-reauthorization/</loc>
		<lastmod>2019-07-15T20:09:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/counselor-tips-tools-and-new-resources-helping-students-think-about-paying-college-0/</loc>
		<lastmod>2019-07-15T20:09:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/streamline-and-improve-targeting-education-tax-benefits/</loc>
		<lastmod>2019-07-15T20:09:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/coalition-letter-support-stronger-oversight-california-colleges/</loc>
		<lastmod>2019-07-15T20:09:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt-and-the-class-of-2012/</loc>
		<lastmod>2019-07-15T20:09:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/quick-facts-about-student-debt/</loc>
		<lastmod>2019-07-15T20:09:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/testimony-debbie-cochrane-research-director-institute-college-access-success/</loc>
		<lastmod>2019-07-15T20:09:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-comments-department-veterans-affairs-student-complaints-intake-system/</loc>
		<lastmod>2019-07-15T20:09:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/memo-gainful-employment-proposals-submitted-negotiators/</loc>
		<lastmod>2019-07-15T20:09:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/letter-cfpb-recent-problems-sallie-maes-student-loan-servicing-platform/</loc>
		<lastmod>2019-07-15T20:09:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-comments-proposed-direct-loan-repayment-plan-selection-form/</loc>
		<lastmod>2019-07-15T20:09:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-comments-proposed-direct-loan-master-promissory-note/</loc>
		<lastmod>2019-07-15T20:09:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-comments-proposed-college-ratings-system/</loc>
		<lastmod>2019-07-15T20:09:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-support-strong-gainful-employment-rule/</loc>
		<lastmod>2019-07-15T20:09:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/supplement-testimony-debbie-cochrane-ticas-research-director-cal-grant-program/</loc>
		<lastmod>2019-07-15T20:09:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/testimony-debbie-cochrane-research-director-institute-college-access-success-0/</loc>
		<lastmod>2019-07-15T20:09:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/testimony-debbie-cochrane-research-director-institute-college-access-success-1/</loc>
		<lastmod>2019-07-15T20:09:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/letter-director-cordray-urging-cfpb-deny-grace-periods-private-loan-disclosures/</loc>
		<lastmod>2019-07-15T20:09:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/memo-key-issues-negotiated-rulemaking-gainful-employment/</loc>
		<lastmod>2019-07-15T20:09:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/impact-federal-student-loan-interest-rate-proposals-cost-borrowing/</loc>
		<lastmod>2019-07-15T20:09:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-comparison-federal-student-loan-interest-rate-proposals/</loc>
		<lastmod>2019-07-15T20:09:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-comments-proposed-federal-student-loan-regulations/</loc>
		<lastmod>2019-07-15T20:09:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-ipeds-comments-0/</loc>
		<lastmod>2019-07-15T20:09:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/joint-statement-outlining-concerns-pay-it-forward-concept/</loc>
		<lastmod>2019-07-15T20:09:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-comments-150-subsidized-loan-limit/</loc>
		<lastmod>2019-07-15T20:10:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-participation-rate-index-pri-worksheet-0/</loc>
		<lastmod>2019-07-15T20:10:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coalition-letter-urging-senate-not-use-student-borrowers-cash-cow/</loc>
		<lastmod>2019-07-15T20:10:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-opposition-academic-freedom-through-regulatory-relief-act/</loc>
		<lastmod>2019-07-15T20:10:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-financial-aid-policy-recommendations-house-education-and-workforce-committee/</loc>
		<lastmod>2019-07-15T20:10:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-proposal-create-one-improved-income-driven-repayment-plan/</loc>
		<lastmod>2019-07-15T20:10:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coalition-letter-senator-durbin-support-fairness-struggling-students-act-2013/</loc>
		<lastmod>2019-07-15T20:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coalition-letter-representative-cohen-support-private-student-loan-bankruptcy-fairness-0/</loc>
		<lastmod>2019-07-15T20:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-comments-response-cfpbs-request-information-private-student-loan-affordability/</loc>
		<lastmod>2019-07-15T20:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/strengthening-cal-grants-better-serve-todays-students/</loc>
		<lastmod>2019-07-15T20:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-president-obama-urging-prompt-rulemaking-enforce-gainful-employment/</loc>
		<lastmod>2019-07-15T20:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-submission-radd-tax-reform-recommendations-ways-and-means/</loc>
		<lastmod>2019-07-15T20:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/improving-federal-student-loans-undergraduates/</loc>
		<lastmod>2019-07-15T20:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-ipeds-comments/</loc>
		<lastmod>2019-07-15T20:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/helping-students-make-wise-borrowing-choices-and-repay-federal-student-loans/</loc>
		<lastmod>2019-07-15T20:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-comments-proposed-rule-defining-larger-participants-student-loan-servicing-market/</loc>
		<lastmod>2019-07-15T20:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-comments-topics-negotiated-rulemaking-0/</loc>
		<lastmod>2019-07-15T20:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coalition-letter-director-cordray-urging-cfpb-require-school-certification-private/</loc>
		<lastmod>2019-07-15T20:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/federal-student-loan-terms-2013-14/</loc>
		<lastmod>2019-07-15T20:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/improving-institutional-accountability-and-rewarding-colleges/</loc>
		<lastmod>2019-07-15T20:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-comments-on-draft-2014-15-student-aid-application-materials/</loc>
		<lastmod>2019-07-15T20:10:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coalition-letter-department-education-proposed-rules-improve-ibricrtpd/</loc>
		<lastmod>2019-07-15T20:10:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-technical-comments-department-education-proposed-rules-improve-ibricrtpd/</loc>
		<lastmod>2019-07-15T20:10:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/letter-martha-kanter-borrowing-rates-upcoming-cohort-default-rate-release/</loc>
		<lastmod>2019-07-15T20:10:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-memo-cdr-manipulation/</loc>
		<lastmod>2019-07-15T20:10:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-asking-secretary-duncan-hold-career-education-programs-accountable/</loc>
		<lastmod>2019-07-15T20:10:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/making-loans-work/</loc>
		<lastmod>2019-07-15T20:10:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-participation-rate-index-pri-worksheet/</loc>
		<lastmod>2019-07-15T20:10:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/how-are-net-price-calculators-adding-one-year-later/</loc>
		<lastmod>2019-07-15T20:10:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/adding-it-all-2012-are-college-net-price-calculators-easy-find-use-and-compare/</loc>
		<lastmod>2019-07-15T20:10:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-comments-ibricr-plan-request-form/</loc>
		<lastmod>2019-07-15T20:10:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt-and-class-2011/</loc>
		<lastmod>2019-07-15T20:10:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/cal-grant-snapshot/</loc>
		<lastmod>2019-07-15T20:10:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/independent-students-depend-pell-grants-access-college/</loc>
		<lastmod>2019-07-15T20:10:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coalition-letter-congress-student-loan-interest-rate/</loc>
		<lastmod>2019-07-15T20:10:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-comments-cmss-trp/</loc>
		<lastmod>2019-07-15T20:10:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-comments-topics-negotiated-rulemaking/</loc>
		<lastmod>2019-07-15T20:10:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/impact-immediate-and-retroactive-lower-lifetime-limit-pell-grants/</loc>
		<lastmod>2019-07-15T20:10:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-comments-revised-alternative-documentation-income-form-ibr-and-icr/</loc>
		<lastmod>2019-07-15T20:10:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-comments-cfpb-private-student-loans/</loc>
		<lastmod>2019-07-15T20:10:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-comments-cfpb-streamlining-inherited-regulations/</loc>
		<lastmod>2019-07-15T20:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/testimony-debbie-cochrane-program-director-institute-college-access-success-0/</loc>
		<lastmod>2019-07-15T20:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/cal-grant-gpa-increases-would-hurt-college-completion-rates/</loc>
		<lastmod>2019-07-15T20:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/tips-using-net-price-calculators/</loc>
		<lastmod>2019-07-15T20:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/letter-support-ab-1637/</loc>
		<lastmod>2019-07-15T20:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-comments-draft-alternative-documentation-income-form/</loc>
		<lastmod>2019-07-15T20:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-comments-proposed-rule-defining-larger-participants-certain-consumer-financial/</loc>
		<lastmod>2019-07-15T20:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/suggestions-promising-and-practical-strategies-increase-postsecondary-success/</loc>
		<lastmod>2019-07-15T20:10:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-comments-ipeds-technical-review-panel-collecting-data-veterans/</loc>
		<lastmod>2019-07-15T20:10:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-comments-draft-financial-aid-shopping-sheet/</loc>
		<lastmod>2019-07-15T20:10:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/house-fy12-appropriations-bill-penalizes-work-low-income-students-cutting-income/</loc>
		<lastmod>2019-07-15T20:10:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-secretary-duncan-urgent-need-correct-time-completion-rate-disclosure/</loc>
		<lastmod>2019-07-15T20:10:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt-and-class-2010/</loc>
		<lastmod>2019-07-15T20:10:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-comments-department-educations-total-and-permanent-disability-discharge/</loc>
		<lastmod>2019-07-15T20:10:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/comments-response-us-department-educations-proposed-rules-approval-new-gainful/</loc>
		<lastmod>2019-07-15T20:10:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-comments-draft-2012-13-student-aid-application-materials/</loc>
		<lastmod>2019-07-15T20:10:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/ticas-comments-student-success-task-force-recommendations/</loc>
		<lastmod>2019-07-15T20:10:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-comments-draft-financial-aid-shopping-sheet/</loc>
		<lastmod>2019-07-15T20:10:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/risky-private-student-lending-rise-again/</loc>
		<lastmod>2019-07-15T20:10:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/over-borrowing-not-problem-profit-colleges/</loc>
		<lastmod>2019-07-15T20:10:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/data-show-no-evidence-over-borrowing-community-colleges-2/</loc>
		<lastmod>2019-07-15T20:10:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-comments-private-student-loans/</loc>
		<lastmod>2019-07-15T20:10:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/letter-support-ab-970/</loc>
		<lastmod>2019-07-15T20:10:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-senator-reid-opposing-efforts-block-gainful-employment-regulation/</loc>
		<lastmod>2019-07-15T20:10:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/still-denied/</loc>
		<lastmod>2019-07-15T20:10:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/comments-response-5-5-11-department-education-notice-establishment-negotiated-rulemaking/</loc>
		<lastmod>2019-07-15T20:10:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coalition-letter-representative-cohen-support-private-student-loan-bankruptcy-fairness/</loc>
		<lastmod>2019-07-15T20:10:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coalition-letter-senator-durbin-support-fairness-struggling-students-act-2011/</loc>
		<lastmod>2019-07-15T20:10:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/testimony-pauline-abernathy-vice-president-institute-college-access-success/</loc>
		<lastmod>2019-07-15T20:10:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/comments-public-service-loan-forgiveness-employment-certification-forms/</loc>
		<lastmod>2019-07-15T20:10:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-senators-opposing-demint-amendment-gainful-employment-regulation/</loc>
		<lastmod>2019-07-15T20:10:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/critical-choices/</loc>
		<lastmod>2019-07-15T20:10:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coalition-letter-urging-president-protect-pell-grants/</loc>
		<lastmod>2019-07-15T20:10:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/official-ticas-comments-consumer-financial-protection-bureaus-rulemaking-authority/</loc>
		<lastmod>2019-07-15T20:10:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/official-ticas-comments-financial-aid-award-letters/</loc>
		<lastmod>2019-07-15T20:10:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/letter-senate-urging-confirmation-richard-cordray-director-cfpb/</loc>
		<lastmod>2019-07-15T20:10:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/house-fy12-appropriations-bill-increases-uncertainty-and-complexity-financial-aid/</loc>
		<lastmod>2019-07-15T20:10:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/letter-support-ab-1761/</loc>
		<lastmod>2019-07-15T20:10:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/financial-aid-facts-california-community-colleges/</loc>
		<lastmod>2019-07-15T20:10:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/coalition-letter-support-private-loan-bankruptcy-fairness/</loc>
		<lastmod>2019-07-15T20:10:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coalition-letter-senate-cfpb-and-private-loans/</loc>
		<lastmod>2019-07-15T20:10:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-support-strong-regulation-career-education-programs/</loc>
		<lastmod>2019-07-15T20:10:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/after-fafsa/</loc>
		<lastmod>2019-07-15T20:10:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/official-public-comments-program-integrity-regulations-nprm/</loc>
		<lastmod>2019-07-15T20:10:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-stronger-gainful-employment-rules/</loc>
		<lastmod>2019-07-15T20:10:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/questions-and-answers-administrations-proposed-gainful-employment-definition/</loc>
		<lastmod>2019-07-15T20:10:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/official-ticas-and-student-comments-gainful-employment/</loc>
		<lastmod>2019-07-15T20:10:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/testimony-lauren-asher-senate-committee-health-education-labor-and-pensions/</loc>
		<lastmod>2019-07-15T20:10:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt-and-class-2009/</loc>
		<lastmod>2019-07-15T20:10:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/official-ticas-comments-draft-2011-12-fafsa/</loc>
		<lastmod>2019-07-15T20:10:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-president-obama-urging-strong-gainful-employment-regulations/</loc>
		<lastmod>2019-07-15T20:10:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coalition-letter-senate-about-cfpa-oversight-all-private-loans/</loc>
		<lastmod>2019-07-15T20:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coalition-letter-supporting-mandatory-certification-private-loans-cfpa/</loc>
		<lastmod>2019-07-15T20:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/new-default-rate-data-federal-student-loans/</loc>
		<lastmod>2019-07-15T20:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/getting-program/</loc>
		<lastmod>2019-07-15T20:10:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coalition-letter-house-about-cfpa-oversight-all-private-loans/</loc>
		<lastmod>2019-07-15T20:10:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/hopes-hurdles/</loc>
		<lastmod>2019-07-15T20:10:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/official-comments-2010-11-fafsa/</loc>
		<lastmod>2019-07-15T20:10:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/official-comment-self-certification-form/</loc>
		<lastmod>2019-07-15T20:10:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/official-comment-2010-11-student-aid-report-sar/</loc>
		<lastmod>2019-07-15T20:10:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt-and-class-2008/</loc>
		<lastmod>2019-07-15T20:10:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/comments-ipeds-sfa-survey/</loc>
		<lastmod>2019-07-15T20:10:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/letter-support-consumer-protections-private-loan-bailout/</loc>
		<lastmod>2019-07-15T20:10:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/group-letter-secretary-geithner-term-asset-backed-securities-loan-facility/</loc>
		<lastmod>2019-07-15T20:10:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/quick-facts-about-community-colleges-and-financial-aid-2007-08/</loc>
		<lastmod>2019-07-15T20:10:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/comments-federal-reserve-board-private-student-loan-disclosures/</loc>
		<lastmod>2019-07-15T20:10:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/letter-support-hr-2492/</loc>
		<lastmod>2019-07-15T20:10:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/joint-letter-ca-legislators-save-cal-grant-program/</loc>
		<lastmod>2019-07-15T20:10:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/negotiated-rulemaking-comments-title-iv-programs/</loc>
		<lastmod>2019-07-15T20:10:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/federal-public-forum-comments-financial-aid-communications/</loc>
		<lastmod>2019-07-15T20:10:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/borrowers-guide-july-1-2009/</loc>
		<lastmod>2019-07-15T20:10:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/reasons-recommendations-retooling-perkins-loan-program/</loc>
		<lastmod>2019-07-15T20:10:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coalition-letter-favor-discharging-private-student-loans-bankruptcy/</loc>
		<lastmod>2019-07-15T20:10:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/testimony-lauren-asher-private-loans-and-bankruptcy/</loc>
		<lastmod>2019-07-15T20:10:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/team-ii-negotiated-rulemaking-comments/</loc>
		<lastmod>2019-07-15T20:10:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/financial-aid-awards-pledges-packaging-and-letters/</loc>
		<lastmod>2019-07-15T20:10:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/testimony-robert-shireman-california-state-assembly/</loc>
		<lastmod>2019-07-15T20:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/time-reexamine-institutional-cooperation-financial-aid/</loc>
		<lastmod>2019-07-15T20:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/federal-student-loan-amounts-and-terms-2008-09/</loc>
		<lastmod>2019-07-15T20:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/official-comment-proposed-rules-ibr-and-public-service-loan-forgiveness/</loc>
		<lastmod>2019-07-15T20:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/letter-secretary-spellings-about-cohort-default-rates/</loc>
		<lastmod>2019-07-15T20:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/official-comment-2009-10-fafsa-form/</loc>
		<lastmod>2019-07-15T20:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/letter-support-hr-7098/</loc>
		<lastmod>2019-07-15T20:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/testimony-lauren-asher-us-department-education-heoa-regulations/</loc>
		<lastmod>2019-07-15T20:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt-and-class-2007/</loc>
		<lastmod>2019-07-15T20:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/paving-way/</loc>
		<lastmod>2019-07-15T20:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/letter-president-elect-obama/</loc>
		<lastmod>2019-07-15T20:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/group-letter-secretary-paulson-student-loan-bailout/</loc>
		<lastmod>2019-07-15T20:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/proposal-technical-corrections-ibr-and-pslf/</loc>
		<lastmod>2019-07-15T20:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/comments-2009-10-student-aid-report-sar/</loc>
		<lastmod>2019-07-15T20:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/group-letter-congress-economic-stimulus-and-college-affordability/</loc>
		<lastmod>2019-07-15T20:10:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/balancing-acts/</loc>
		<lastmod>2019-07-15T20:10:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/key-provisions-in-h-r-2669/</loc>
		<lastmod>2019-07-15T20:10:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-loan-reforms-preventing-conflicts-interest/</loc>
		<lastmod>2019-07-15T20:10:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/private-loan-policy-agenda/</loc>
		<lastmod>2019-07-15T20:10:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/national-expert-student-debt-applauds-senate-passage-higher-education-access-act/</loc>
		<lastmod>2019-07-15T20:10:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt-and-class-2006/</loc>
		<lastmod>2019-07-15T20:10:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/testimony-robert-shireman-iowa-legislature/</loc>
		<lastmod>2019-07-15T20:10:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/testimony-lauren-asher-u-s-department-education/</loc>
		<lastmod>2019-07-15T20:10:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/green-lights-red-tape/</loc>
		<lastmod>2019-07-15T20:10:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-loan-options-tight-credit-market/</loc>
		<lastmod>2019-07-15T20:10:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/proposed-cal-grant-cuts-would-hit-community-college-students-hardest/</loc>
		<lastmod>2019-07-15T20:10:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/testimony-lauren-asher-california-state-senate-education-committee/</loc>
		<lastmod>2019-07-15T20:10:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/opinion-on-legal-requirements-for-disclosure-of-tax-transcript-data/</loc>
		<lastmod>2019-07-15T20:10:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/research-agenda-study-student-indebtedness-and-college-enrollment/</loc>
		<lastmod>2019-07-15T20:10:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/analysis-hr-5-college-student-relief-act-2007/</loc>
		<lastmod>2019-07-15T20:10:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/analysis-s-359-student-debt-relief-act-2007/</loc>
		<lastmod>2019-07-15T20:10:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/going-source-practical-way-simplify-fafsa/</loc>
		<lastmod>2019-07-15T20:10:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/proposed-amendments-higher-education-act/</loc>
		<lastmod>2019-07-15T20:10:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/denied/</loc>
		<lastmod>2019-07-15T20:10:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/model-legislation-a-federal-tax-credit-for-student-loan-interest/</loc>
		<lastmod>2019-07-15T20:10:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/national-survey-on-the-burdens-of-student-debt/</loc>
		<lastmod>2019-07-15T20:10:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/debt-dilemma-0/</loc>
		<lastmod>2019-07-15T20:10:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/national-survey-college-presidents-0/</loc>
		<lastmod>2019-07-15T20:10:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/updated-how-much-debt-too-much/</loc>
		<lastmod>2019-07-15T20:10:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/anti-dowry-effects-student-loan-debt-marriage-and-child-bearing/</loc>
		<lastmod>2019-07-15T20:10:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/high-hopes-big-debts/</loc>
		<lastmod>2019-07-15T20:10:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/testimony-robert-shireman-us-department-education/</loc>
		<lastmod>2019-07-15T20:10:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/testimony-lauren-asher-advisory-committee-student-financial-assistance/</loc>
		<lastmod>2019-07-15T20:10:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/testimony-of-robert-shireman-at-senate-help-committee-hearing-on-access-and-accountability-in-postsecondary-education/</loc>
		<lastmod>2019-07-15T20:11:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/financial-aid-awareness-and-college-attainment/</loc>
		<lastmod>2019-07-15T20:11:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/private-loans-facts-and-trends-2/</loc>
		<lastmod>2019-07-17T16:22:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/testimony-debbie-cochrane-executive-vice-president-institute-college-access-success/</loc>
		<lastmod>2019-07-17T16:30:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/testimony-debbie-cochrane-program-director-institute-college-access-success/</loc>
		<lastmod>2019-07-17T16:33:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/consumer-information-higher-education/</loc>
		<lastmod>2019-07-17T16:57:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/81000-debt-burden-new-york-students/</loc>
		<lastmod>2019-07-17T16:59:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/new-report-outlines-path-forward-interstate-distance-education-oversight/</loc>
		<lastmod>2019-07-17T17:01:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/what-know-about-borrower-defense-repayment-rule/</loc>
		<lastmod>2019-07-17T18:17:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/students-need-clarity-cal-grants/</loc>
		<lastmod>2019-07-17T18:32:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/repeal-of-the-gainful-employment-standards-for-career-programs/</loc>
		<lastmod>2019-07-17T18:39:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt/make-it-simple-keep-it-fair-new-report-provides-roadmap-streamlining-and-improving/</loc>
		<lastmod>2019-07-17T18:56:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/addressing-basic-needs-california-community-college-students/</loc>
		<lastmod>2019-07-18T14:47:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/why-a-strong-gainful-employment-rule-is-more-important-now-than-ever/</loc>
		<lastmod>2019-07-18T14:51:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/a-popular-student-loan-fix-has-been-stalled-for-years-its-time-to-act/</loc>
		<lastmod>2019-07-18T14:51:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-statement-trump-administrations-fy19-budget-higher-education/</loc>
		<lastmod>2019-07-18T17:48:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/ticas-response-to-the-june-12-2019-notice-of-proposed-rulemaking/</loc>
		<lastmod>2019-07-19T00:13:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/debtindetails/</loc>
		<lastmod>2019-07-19T00:24:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-to-the-department-of-education/</loc>
		<lastmod>2019-07-19T00:24:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/federal-student-loan-terms-for-2019-20/</loc>
		<lastmod>2019-07-19T00:25:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/coalition-letter-urging-conference-committee-budget-strengthen-college-affordability/</loc>
		<lastmod>2019-07-19T00:47:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/coalition-letter-urging-strengthening-college-affordability-2019-20-california-state/</loc>
		<lastmod>2019-07-19T00:59:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/inequitable-funding-inequitable-results/</loc>
		<lastmod>2019-07-19T00:59:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-federal-student-loan-relief-announcements/</loc>
		<lastmod>2019-08-01T22:07:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/should-all-student-loan-payments-be-income-driven-0/</loc>
		<lastmod>2019-08-01T22:19:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-white-house-plan-make-two-years-college-universal-high-school/</loc>
		<lastmod>2019-08-01T22:29:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/house-fy15-budget-proposal-would-increase-student-debt/</loc>
		<lastmod>2019-08-01T22:34:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/gainful-employment/statement-final-gainful-employment-regulation-0/</loc>
		<lastmod>2019-08-01T22:38:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/presidents-fy15-budget-fully-funds-pell-grants-and-improves-income-driven-repayment/</loc>
		<lastmod>2019-08-02T00:12:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt/new-data-confirm-troubling-student-loan-default-problems/</loc>
		<lastmod>2019-08-02T00:58:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/ticas-welcomes-white-house-plan-promote-college-access-and-success-and-reduce-burden/</loc>
		<lastmod>2019-08-02T01:02:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt/student-loan-interest-rate-deal-missed-opportunity-make-college-more-affordable/</loc>
		<lastmod>2019-08-02T01:05:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt/joint-statement-six-student-youth-consumer-and-education-organizations-senate-vote/</loc>
		<lastmod>2019-08-02T18:58:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-calls-congress-stop-student-loan-interest-rates-doubling/</loc>
		<lastmod>2019-08-02T20:32:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/senate-bill-freezes-student-loan-rates-two-years-provide-time-comprehensive-reform/</loc>
		<lastmod>2019-08-02T20:33:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/house-bill-doesnt-stop-student-loan-interest-rates-doubling/</loc>
		<lastmod>2019-08-02T20:34:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/presidents-fy14-budget-good-current-students-raises-rates-future-students/</loc>
		<lastmod>2019-08-02T20:35:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/affordability/grant-aid/new-report-finds-many-low-income-college-students-do-not-get-cal-grants/</loc>
		<lastmod>2019-08-02T20:36:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/federal-budget-and-tax-policy/senate-budget-makes-college-affordability-priority-house-budget-slashes-pell-grants-and/</loc>
		<lastmod>2019-08-02T20:37:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/house-fy14-budget-proposal-makes-college-less-affordable/</loc>
		<lastmod>2019-08-02T20:39:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt/new-federal-rules-will-help-keep-student-loan-payments-affordable/</loc>
		<lastmod>2019-08-02T20:41:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/average-student-debt-climbs-26600-class-2011/</loc>
		<lastmod>2019-08-02T20:42:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/data-evidence-and-information/required-nearly-year-many-college-net-price-calculators-still-hard-find-use-compare/</loc>
		<lastmod>2019-08-02T20:46:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/new-report-shows-how-community-colleges-support-responsible-student-borrowing/</loc>
		<lastmod>2019-08-02T20:47:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-statement-final-senate-report-profit-college-industry/</loc>
		<lastmod>2019-08-02T20:48:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/new-shopping-sheet-helps-students-and-families-understand-true-cost-college/</loc>
		<lastmod>2019-08-02T20:49:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-federal-report-underscores-need-private-student-loan-reforms/</loc>
		<lastmod>2019-08-02T20:51:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/reversal-house-appropriations-bill-funds-pell-grants/</loc>
		<lastmod>2019-08-02T20:52:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/mixed-bag-cal-grants-final-california-budget/</loc>
		<lastmod>2019-08-02T20:53:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/bipartisan-senate-agreement-preserves-low-student-loan-interest-rate/</loc>
		<lastmod>2019-08-02T20:54:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/2019-20-california-state-budget-agreement-makes-critical-down-payments-towards-college-affordability/</loc>
		<lastmod>2019-08-02T21:18:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/tough-cal-grant-choices-budget-plan-position-california-leader-college-accountability/</loc>
		<lastmod>2019-08-02T21:20:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt/student-loan-borrowers-benefit-streamlined-enrollment-income-based-repayment-ibr/</loc>
		<lastmod>2019-08-02T21:21:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/data-evidence-and-information/todays-college-commitments-financial-aid-transparency-are-step-right-direction/</loc>
		<lastmod>2019-08-02T21:22:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/federal-budget-and-tax-policy/house-budget-proposal-cuts-pell-grants-and-student-loans/</loc>
		<lastmod>2019-08-02T21:24:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt/private-student-loan-borrowers-finally-have-place-turn-help/</loc>
		<lastmod>2019-08-02T21:25:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/presidents-fy13-budget-makes-college-affordability-priority/</loc>
		<lastmod>2019-08-02T21:27:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/accountability-california/financial-aid-expert-debbie-cochrane-testify-profit-colleges-california-legislative/</loc>
		<lastmod>2019-08-02T21:28:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/federal-budget-and-tax-policy/president-obama-proposes-bold-steps-ensure-college-access-and-success/</loc>
		<lastmod>2019-08-02T21:30:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/governor-brown-proposes-cuts-college-affordability-low-income-californians/</loc>
		<lastmod>2019-08-02T21:31:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/how-do-colleges-respond-when-students-apply-risky-private-loans/</loc>
		<lastmod>2019-08-02T21:33:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/cordray-appointment-lead-consumer-financial-protection-bureau-big-win-students-and/</loc>
		<lastmod>2019-08-02T21:34:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/house-fy2012-spending-bill-eliminates-pell-grants-more-100000-students-next-year/</loc>
		<lastmod>2019-08-02T21:36:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/senates-no-vote-cordray-nomination-cfpb-director-blow-students-and-families/</loc>
		<lastmod>2019-08-02T21:36:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/college-more-important-ever-harder-afford-say-nations-young-adults-age-18-34/</loc>
		<lastmod>2019-08-02T21:37:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/average-student-debt-tops-25000-class-2010-tough-job-market/</loc>
		<lastmod>2019-08-02T21:41:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-new-steps-obama-administration-help-student-borrowers/</loc>
		<lastmod>2019-08-02T21:42:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/recommendations-and-reasons-making-net-price-calculators-easy-use-and-find/</loc>
		<lastmod>2019-08-02T21:43:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/sharp-uptick-federal-student-loan-default-rates/</loc>
		<lastmod>2019-08-02T21:44:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/final-bipartisan-debt-deal-provides-17-billion-pell-grants/</loc>
		<lastmod>2019-08-02T21:45:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-proposed-elimination-school-interest-subsidy-federal-student-loans/</loc>
		<lastmod>2019-08-02T21:46:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-vice-president-pauline-abernathy-testify-senate-committee-student-debt-profit/</loc>
		<lastmod>2019-08-02T21:47:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-final-gainful-employment-rule/</loc>
		<lastmod>2019-08-02T21:48:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/help-college-graduates-struggling-pay-back-student-loans/</loc>
		<lastmod>2019-08-02T21:49:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/more-one-million-community-college-students-still-denied-access-federal-student-loan/</loc>
		<lastmod>2019-08-02T21:50:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/congress-urged-continue-invest-pell-grants-fy2012/</loc>
		<lastmod>2019-08-02T21:51:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/house-budget-committee-fy-2012-budget-plan-cuts-pell-grants-62/</loc>
		<lastmod>2019-08-02T21:53:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/passage-controversial-amendment-block-gainful-employment-rule-puts-students-and/</loc>
		<lastmod>2019-08-02T21:55:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/house-vote-puts-pell-grants-peril/</loc>
		<lastmod>2019-08-02T21:56:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/congress-extends-key-college-tax-credit-action-still-needed-prevent-pell-grant-cuts/</loc>
		<lastmod>2019-08-02T21:57:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/congress-must-act-keep-college-reach/</loc>
		<lastmod>2019-08-02T21:57:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/tips-recent-grads-student-loan-bills-come-due/</loc>
		<lastmod>2019-08-02T21:58:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-statement-college-board-trends-reports/</loc>
		<lastmod>2019-08-02T21:58:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/final-rules-curb-student-aid-fraud-and-aggressive-marketing/</loc>
		<lastmod>2019-08-02T21:59:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt-and-class-2009-0/</loc>
		<lastmod>2019-08-02T21:59:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/bankruptcy-relief-private-student-loan-borrowers-advances/</loc>
		<lastmod>2019-08-02T22:00:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/federal-student-loan-default-rates-rise/</loc>
		<lastmod>2019-08-02T22:01:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/broad-coalition-presses-stronger-regulation-career-ed-programs/</loc>
		<lastmod>2019-08-02T22:02:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/2015-16-california-budget-getting-greatest-returns-new-financial-aid-investments/</loc>
		<lastmod>2019-08-02T22:03:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/900000-students-blocked-federal-student-loans/</loc>
		<lastmod>2019-08-02T22:04:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/guide-student-loan-changes-taking-place-july-1-2008/</loc>
		<lastmod>2019-08-02T22:06:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/analysis-puts-yale-harvard-other-financial-aid-pledges-perspective/</loc>
		<lastmod>2019-08-02T22:07:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/average-debt-2013-grads-tops-30k-6-states-only-1-below-20k-0/</loc>
		<lastmod>2019-08-02T22:08:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/big-wins-students-final-financial-reform-bill/</loc>
		<lastmod>2019-08-02T22:09:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/borrowers-private-student-loans-blocked-bankruptcy-relief/</loc>
		<lastmod>2019-08-02T22:09:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/borrowers-private-student-loans-could-get-bankruptcy-relief/</loc>
		<lastmod>2019-08-02T22:10:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/california-economy-missing-500-million-due-low-financial-aid-application-rates-and/</loc>
		<lastmod>2019-08-02T22:12:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/california-foster-youth-missing-out-financial-aid/</loc>
		<lastmod>2019-08-02T22:13:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/coalition-letter-urging-fcc-maintain-consumer-protections-cell-phone-users/</loc>
		<lastmod>2019-08-02T22:14:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/college-board-shows-student-debt-rising-faster-tuition/</loc>
		<lastmod>2019-08-02T22:15:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/college-cooperation-could-yield-more-grant-aid-needy-students/</loc>
		<lastmod>2019-08-02T22:16:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/community-college-students-denied-access-federal-loans/</loc>
		<lastmod>2019-08-02T22:17:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/congress-passes-major-student-aid-reform/</loc>
		<lastmod>2019-08-02T22:18:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/despite-lower-rates-more-650000-defaulted-federal-student-loans-0/</loc>
		<lastmod>2019-08-02T22:19:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/despite-promise-spare-higher-education-governor-proposes-cal-grant-cuts/</loc>
		<lastmod>2019-08-02T22:20:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/education-department-takes-key-step-protect-students-and-taxpayers-career-education-rip/</loc>
		<lastmod>2019-08-02T22:21:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/expert-calls-tomorrows-house-committee-mark-higher-education-act-key-moment-fight-reform/</loc>
		<lastmod>2019-08-02T22:22:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/expert-lauds-house-passage-college-cost-reduction-act-urges-senate-follow-house-lead/</loc>
		<lastmod>2019-08-02T22:22:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/expert-praises-committee-action-improve-consumer-protections-private-student-loans-urges/</loc>
		<lastmod>2019-08-02T22:23:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/fair-payments-past-present-and-future-student-borrowers/</loc>
		<lastmod>2019-08-02T22:23:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/financial-aid-applications-rise-community-colleges/</loc>
		<lastmod>2019-08-02T22:24:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/groups-petition-rewrite-loan-payment-rules/</loc>
		<lastmod>2019-08-02T22:27:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/help-struggling-student-loan-borrowers/</loc>
		<lastmod>2019-08-02T22:28:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/high-school-counselors-say-debt-worries-affect-college-choices/</loc>
		<lastmod>2019-08-02T22:29:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/house-votes-consumer-financial-protection-agency-take-important-steps-rein-risky-private/</loc>
		<lastmod>2019-08-02T22:30:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/july-1-brings-important-changes-federal-student-loans/</loc>
		<lastmod>2019-08-02T22:32:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/linking-fafsa-and-1040-info-would-make-applying-college-aid-easier-safer-more-accurate/</loc>
		<lastmod>2019-08-02T22:33:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/lowest-cost-colleges-are-hardest-afford/</loc>
		<lastmod>2019-08-02T22:34:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/national-expert-student-debt-applauds-senate-passage-higher-education-access-act-0/</loc>
		<lastmod>2019-08-02T22:35:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/national-expert-student-debt-praises-key-reforms-senate-higher-education-measures-urges/</loc>
		<lastmod>2019-08-02T22:35:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/nearly-1-million-community-college-students-denied-access-federal-student-loans/</loc>
		<lastmod>2019-08-02T22:36:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-data-show-big-increases-private-student-loan-borrowing/</loc>
		<lastmod>2019-08-02T22:38:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/new-default-rate-data-federal-student-loans-44-defaulters-attended-profit-institutions/</loc>
		<lastmod>2019-08-02T22:39:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-federal-income-based-repayment-plan-goes-effect-july-1/</loc>
		<lastmod>2019-08-02T22:41:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-federal-repayment-option-may-help-college-graduates-who-face-first-student-loan/</loc>
		<lastmod>2019-08-02T22:42:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-income-based-repayment-federal-student-loans-starts-july-1/</loc>
		<lastmod>2019-08-02T22:42:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-obama-reforms-should-include-private-loans/</loc>
		<lastmod>2019-08-02T22:43:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-rules-loan-repayment-and-forgiveness-leave-unfinished-business/</loc>
		<lastmod>2019-08-02T22:44:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-study-finds-student-loan-debt-increased-more-starting-salaries-2006/</loc>
		<lastmod>2019-08-02T22:45:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-study-shows-post-fafsa-paperwork-keeps-students-getting-financial-aid/</loc>
		<lastmod>2019-08-02T22:46:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-survey-most-colleges-maintaining-pledges-limit-student-loans/</loc>
		<lastmod>2019-08-02T22:46:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/new-web-site-provides-comparative-data-college-and-university-costs-diversity-and/</loc>
		<lastmod>2019-08-02T22:47:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-white-paper-addressing-student-loan-repayment-burdens/</loc>
		<lastmod>2019-08-02T22:48:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/obama-proposes-more-affordable-student-loan-payments/</loc>
		<lastmod>2019-08-02T22:49:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/president-obamas-budget-would-make-college-more-affordable-2/</loc>
		<lastmod>2019-08-02T22:50:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/president-obamas-budget-good-news-college-students/</loc>
		<lastmod>2019-08-02T22:50:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/president-obamas-budget-would-make-college-more-affordable/</loc>
		<lastmod>2019-08-02T22:51:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/proposed-education-department-rules-would-curb-financial-aid-fraud-and-abuse/</loc>
		<lastmod>2019-08-02T22:52:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/proposed-gainful-employment-rule-must-be-strengthened-protect-students-and-taxpayers/</loc>
		<lastmod>2019-08-02T22:53:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/recent-college-grads-face-record-debt-and-unemployment/</loc>
		<lastmod>2019-08-02T22:53:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/rising-student-debt-there-reason-worry-0/</loc>
		<lastmod>2019-08-02T22:54:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/sallie-maes-private-loans-exempt-financial-reform-bill/</loc>
		<lastmod>2019-08-02T22:55:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/state-state-analysis-underscores-need-lower-student-debt/</loc>
		<lastmod>2019-08-02T22:57:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-robert-shireman-and-new-analysis-proposed-interest-rate-cut/</loc>
		<lastmod>2019-08-02T22:57:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-robert-shireman-college-boards-trends-student-aid-2007/</loc>
		<lastmod>2019-08-02T22:58:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-lauren-asher-house-education-bill/</loc>
		<lastmod>2019-08-02T22:59:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-robert-shireman-negotiated-rulemaking-and-s-359/</loc>
		<lastmod>2019-08-02T23:00:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/why-free-community-college-wolf-sheeps-clothing/</loc>
		<lastmod>2019-08-02T23:00:48+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2015/01/fullscreen-capture-182015-21042-pm.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/survey-shows-americans-want-relief-rising-student-debt/</loc>
		<lastmod>2019-08-02T23:01:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-robert-shireman-student-loan-sunshine-act-hr-890/</loc>
		<lastmod>2019-08-02T23:02:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt-expert-praises-harvards-financial-aid-pledge-urges-other-schools-reduce/</loc>
		<lastmod>2019-08-02T23:03:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-senate-passage-financial-reform-bill/</loc>
		<lastmod>2019-08-02T23:04:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/students-need-protection-subprime-private-loans/</loc>
		<lastmod>2019-08-02T23:05:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-todays-student-loan-reform-legislation/</loc>
		<lastmod>2019-08-02T23:06:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-loan-debt-outpaced-salaries-class-2007/</loc>
		<lastmod>2019-08-02T23:07:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/students-and-grads-listen-student-loan-debt-relief-way/</loc>
		<lastmod>2019-08-02T23:07:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-house-passage-landmark-higher-education-bill/</loc>
		<lastmod>2019-08-02T23:08:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-college-board-trends-report/</loc>
		<lastmod>2019-08-02T23:09:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-house-committee-vote-consumer-financial-protection-agency/</loc>
		<lastmod>2019-08-02T23:10:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-need-student-loan-reform-be-included-reconciliation/</loc>
		<lastmod>2019-08-02T23:10:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/knowing-half-battle/</loc>
		<lastmod>2019-08-02T23:12:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/house-fy17-budget-plan-cuts-pell-grants/</loc>
		<lastmod>2019-08-02T23:13:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/how-does-new-repaye-plan-compare-other-income-driven-plans/</loc>
		<lastmod>2019-08-02T23:14:17+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2015/10/summary_of_idr_plans_full_screenshot.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-education-departments-recommendations-strengthening-student-loan-borrower/</loc>
		<lastmod>2019-08-02T23:14:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/early-look-college-net-price-calculators-finds-mixed-results-2/</loc>
		<lastmod>2019-08-02T23:14:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/federal-budget-and-tax-policy/federal-government-default-could-increase-cost-college-millions-americans/</loc>
		<lastmod>2019-08-02T23:16:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/july-1-brings-higher-rates-other-changes-new-federal-student-loans/</loc>
		<lastmod>2019-08-02T23:18:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-analysis-community-college-student-loan-defaults-finds-uneven-patterns-underscores/</loc>
		<lastmod>2019-08-02T23:18:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-recommends-big-changes-pell-grants-student-loans-tax-benefits/</loc>
		<lastmod>2019-08-02T23:18:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/california-community-colleges-financial-aid-practices-vary-widely-create-disparities/</loc>
		<lastmod>2019-08-02T23:18:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/governor-proposes-eliminating-cal-grants-more-200000-students-fall/</loc>
		<lastmod>2019-08-02T23:19:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/economic-recovery-includes-investment-student-aid/</loc>
		<lastmod>2019-08-02T23:19:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/higher-education-groups-urge-investment-college-affordability-part-stimulus-bill/</loc>
		<lastmod>2019-08-02T23:19:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/private-loan-interest-rates-average-about-10-today/</loc>
		<lastmod>2019-08-02T23:20:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/ticas-vp-testifies-california-assembly-hearing-college-affordability/</loc>
		<lastmod>2019-08-02T23:20:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/questions-and-concerns-about-california-assemblys-degrees-not-debt-scholarship-proposal/</loc>
		<lastmod>2019-08-02T23:21:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/2017-18-california-budget-update-how-protect-low-income-student-financial-aid/</loc>
		<lastmod>2019-08-02T23:21:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/what-no-one-noticed-about-cbos-recent-projection-81-billion-student-loan-profits/</loc>
		<lastmod>2019-08-02T23:21:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/why-low-tuition-does-not-always-equal-low-cost-california-example/</loc>
		<lastmod>2019-08-02T23:22:13+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2016/12/121516_blog_chart.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/california/new-report-finds-success-increases-more-financial-aid-lowest-income-california-community/</loc>
		<lastmod>2019-08-02T23:22:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/private-loan-borrower-stories/</loc>
		<lastmod>2019-08-02T23:24:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/young-adults-say-higher-education-is-more-important-but-less-affordable-comes-with-too-much-debt-and-should-be-a-priority-for-congress-and-the-economy/</loc>
		<lastmod>2019-08-02T23:24:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/public-comments-in-response-to-the-june-12-2019-notice-of-proposed-rulemaking/</loc>
		<lastmod>2019-08-02T23:30:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-coalition-releases-college-affordability-principles/</loc>
		<lastmod>2019-08-02T23:39:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/gainful-employment/ticas-statement-on-the-final-gainful-employment-rule/</loc>
		<lastmod>2019-08-03T03:39:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/accountability-california/statement-on-california-complaint-process-for-out-of-state-online-colleges/</loc>
		<lastmod>2019-08-03T03:40:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/colleges-serving-the-most-students-of-color-receive-the-least-funding/</loc>
		<lastmod>2019-08-03T03:45:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/important-steps-forward-college-affordability-california-budget-agreement/</loc>
		<lastmod>2019-08-12T19:51:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/tax-penalty-hits-student-loan-borrowers-income-driven-repayment-plans-first-time/</loc>
		<lastmod>2019-08-12T19:52:24+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2018/04/idr_tax_penalty.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-ticas-series-explores-how-prosper-act-would-impact-student-debt/</loc>
		<lastmod>2019-08-12T19:53:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coming-soon-student-debt-and-class-2016/</loc>
		<lastmod>2019-08-12T19:53:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/house-budget-proposal-eliminate-subsidized-loans-would-increase-cost-college-thousands-dollars/</loc>
		<lastmod>2019-08-12T19:54:48+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2017/07/sub_loan_blog_post_7.17.jpg</image:loc>
		</image:image>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2017/07/sub_loan_blog_post_7.17_2.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/what-looking-forgiven-debt-doesnt-tell-us-about-costs-income-driven-repayment-and-federal/</loc>
		<lastmod>2019-08-12T19:56:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/california-budget-update-when-both-will-and-way-are-clear/</loc>
		<lastmod>2019-08-12T19:56:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/how-unused-middle-class-scholarship-funds-could-strengthen-cal-grants/</loc>
		<lastmod>2019-08-12T19:56:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/2015-16-california-budget-update/</loc>
		<lastmod>2019-08-12T19:57:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/road-less-fragile-first-steps-helping-financially-vulnerable-students-succeed/</loc>
		<lastmod>2019-08-20T11:21:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/new-analysis-finds-unequal-debt-burdens-among-university-california-undergraduates/</loc>
		<lastmod>2019-08-20T11:25:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/pell/statement-trump-administrations-proposal-slash-pell-funding/</loc>
		<lastmod>2019-08-20T18:55:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/three-bipartisan-bills-would-ensure-students-have-key-information-help-make-decisions/</loc>
		<lastmod>2019-08-20T18:55:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-statement-protect-students-act/</loc>
		<lastmod>2019-08-20T18:55:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-president-testify-house-education-and-labor-committee-college-affordability/</loc>
		<lastmod>2019-08-20T18:56:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/new-report-finds-information-california-college-employment-outcomes-inconsistent/</loc>
		<lastmod>2019-08-20T18:56:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-statement-trump-administrations-fy20-budget-higher-education/</loc>
		<lastmod>2019-08-20T18:56:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/statement-california-assembly-profit-college-bill-package/</loc>
		<lastmod>2019-08-20T18:56:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/statement-california-governor-newsoms-2019-20-budget-proposal/</loc>
		<lastmod>2019-08-20T18:56:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-sen-alexanders-feb-4-speech-higher-education-act/</loc>
		<lastmod>2019-08-20T18:56:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/experts-kick-series-financial-aid-reform-discussions-sacramento/</loc>
		<lastmod>2019-08-20T18:56:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/new-report-outlines-path-forward-job-placement-rates/</loc>
		<lastmod>2019-08-20T18:57:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/private-loans-facts-and-trends-0/</loc>
		<lastmod>2019-08-21T18:22:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-response-to-senate-request-for-proposals-to-address-racial-disparities-in-student-debt-and-higher-education/</loc>
		<lastmod>2019-08-22T15:12:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/what-know-about-gainful-employment-rule/</loc>
		<lastmod>2019-08-27T19:15:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-report-documents-who-defaults-and-why-underscores-need-for-reform-2/</loc>
		<lastmod>2019-08-29T14:30:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/testimony-of-laura-szabo-kubitz-before-the-little-hoover-commission/</loc>
		<lastmod>2019-08-29T14:35:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-statement-on-the-final-borrower-defense-rule/</loc>
		<lastmod>2019-08-30T22:13:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/policymakers-must-address-unequal-spending-on-public-colleges/</loc>
		<lastmod>2019-09-07T07:00:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/dire-disparities-patterns-of-racially-inequitable-funding-and-student-success-in-public-postsecondary-education/</loc>
		<lastmod>2019-09-03T16:56:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/comments-urging-the-consumer-financial-protection-bureau-to-prioritize-consumers/</loc>
		<lastmod>2019-09-10T19:16:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/casualties-of-college-debt-what-data-show-and-experts-say-about-who-defaults-and-why/</loc>
		<lastmod>2019-09-20T23:14:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-report-documents-who-defaults-and-why-underscores-need-for-reform/</loc>
		<lastmod>2019-09-20T23:15:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/top-10-ways-new-borrower-defense-rule-worse-borrowers/</loc>
		<lastmod>2019-09-23T15:31:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/cohort-default-rate-letter-for-the-record/</loc>
		<lastmod>2019-09-24T16:26:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-on-the-release-of-student-loan-default-rates/</loc>
		<lastmod>2019-09-25T16:14:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt/report-class-of-2018-four-year-graduates-average-student-debt-is-29200/</loc>
		<lastmod>2019-09-25T17:38:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt/student-debt-and-the-class-of-2018/</loc>
		<lastmod>2019-09-25T17:38:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-on-chairman-alexanders-proposed-piecemeal-higher-education-package/</loc>
		<lastmod>2019-09-26T20:58:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/debt-free-college/better-together/</loc>
		<lastmod>2019-10-02T07:00:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/debt-free-college/new-report-outlines-roadmap-to-restore-public-college-affordability-2/</loc>
		<lastmod>2019-10-02T17:46:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/how-and-why-improve-cal-grants/</loc>
		<lastmod>2019-10-02T23:08:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/ticas-statement-on-california-governor-newsoms-signing-of-key-college-oversight-bills/</loc>
		<lastmod>2019-10-04T19:32:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/letter-from-42-organizations-urging-senator-alexander-to-protect-consumers-and-taxpayers/</loc>
		<lastmod>2019-10-09T13:11:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/coalition-letter-urging-california-legislature-adopt-ticas-proposal-consolidating-full/</loc>
		<lastmod>2019-10-11T20:00:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-statement-on-the-college-affordability-act/</loc>
		<lastmod>2019-10-15T17:59:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/letter-from-college-affordability-coalition-members-urging-comprehensive-approach-to-higher-education-reform/</loc>
		<lastmod>2019-10-16T19:14:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/white-paper-addressing-student-loan-repayment-burdens/</loc>
		<lastmod>2019-10-17T17:10:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/affordability/charting-the-course-for-redesigning-financial-aid-in-california/</loc>
		<lastmod>2019-10-17T19:59:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/report-charting-the-course-for-redesigning-financial-aid-in-california/</loc>
		<lastmod>2019-10-17T20:01:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/affordability/grant-aid/an-important-no-cost-way-to-improve-cal-grants/</loc>
		<lastmod>2019-10-21T20:33:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-supportive-letter-for-the-house-college-affordability-act/</loc>
		<lastmod>2019-10-29T19:16:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/whats-in-the-house-college-affordability-act/</loc>
		<lastmod>2019-11-04T21:48:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/driving-down-default-how-to-strengthen-the-cohort-default-rate-to-further-reduce-federal-student-loan-default-risk/</loc>
		<lastmod>2019-11-14T14:30:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-statement-on-committee-passage-of-house-college-affordability-act/</loc>
		<lastmod>2019-11-14T01:13:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-on-rollback-of-state-authorization-accreditation-protections/</loc>
		<lastmod>2019-11-14T01:13:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/cohort-default-rates/new-report-calls-for-strengthening-cohort-default-rate/</loc>
		<lastmod>2019-11-14T15:45:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/aligning-the-means-and-the-ends-how-to-improve-federal-student-aid-and-increase-college-access-and-success/</loc>
		<lastmod>2019-11-15T21:21:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/accountability-california/bittersweet-relief-strengthening-californias-tuition-recovery-fund-to-better-support/</loc>
		<lastmod>2019-11-26T20:14:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/the-college-affordability-coalitions-principles-for-reauthorization-of-the-higher-education-act/</loc>
		<lastmod>2019-11-27T17:51:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/idr-test/</loc>
		<lastmod>2019-12-03T20:17:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/comparison-of-proposals-to-reform-income-driven-repayment/</loc>
		<lastmod>2019-12-03T20:21:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-on-senates-passage-of-amended-future-act/</loc>
		<lastmod>2019-12-05T17:43:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/education-department-proposes-to-repurpose-federal-student-loans-as-private-loans/</loc>
		<lastmod>2019-12-11T17:35:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/borrower-defense/coalition-letter-in-support-of-repealing-the-2019-borrower-defense-rule/</loc>
		<lastmod>2019-12-11T18:27:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/coalition-letter-supporting-the-stop-eitc-and-ctc-seizures-act/</loc>
		<lastmod>2019-12-20T01:27:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/joint-letter-from-ticas-clasp-and-hla/</loc>
		<lastmod>2019-12-20T16:24:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/how-the-future-act-improves-the-federal-financial-aid-system/</loc>
		<lastmod>2019-12-20T16:30:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-letter-of-support-to-the-maryland-higher-education-commission/</loc>
		<lastmod>2019-12-20T19:06:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/the-evolution-of-the-for-profit-college-industry-new-challenges-for-oversight/</loc>
		<lastmod>2020-01-02T23:27:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/new-law-makes-changes-to-student-loan-repayment-what-borrowers-need-to-know/</loc>
		<lastmod>2020-01-06T22:22:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/protecting-the-cohort-default-rate-from-forbearance-abuse/</loc>
		<lastmod>2020-01-08T15:53:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/affordability/california-budget/debbie-cochrane-on-the-proposed-california-budget-for-2020-21/</loc>
		<lastmod>2020-01-10T22:35:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-statement-on-committee-passage-of-bills-to-protect-student-loan-borrowers/</loc>
		<lastmod>2020-01-16T12:15:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-statement-on-houses-passage-of-amended-future-act/</loc>
		<lastmod>2020-01-16T12:16:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/defrauded-students-left-holding-the-bag-under-final-borrower-defense-rule/</loc>
		<lastmod>2020-01-16T23:34:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/house-votes-to-restore-protections-for-students-overturn-borrower-defense-rule/</loc>
		<lastmod>2020-01-17T00:17:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-comments-on-automating-loan-discharge-for-totally-and-permanently-disabled-borrowers/</loc>
		<lastmod>2020-01-29T21:14:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/joint-comments-from-ticas-nclc-and-student-defense-on-automating-loan-discharge-for-totally-and-permanently-disabled-borrowers/</loc>
		<lastmod>2020-01-29T21:18:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/media-advisory-higher-education-forum-college-costs-debt-in-the-2020-elections/</loc>
		<lastmod>2020-02-04T01:17:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/rising-student-debt-and-the-2020-election/</loc>
		<lastmod>2020-02-05T18:03:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/college-costs-student-debt-take-center-stage-in-new-hampshire/</loc>
		<lastmod>2020-02-06T13:34:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/plans-streamline-income-driven-repayment-show-both-overlap-and-divergence/</loc>
		<lastmod>2020-02-13T17:10:07+00:00</lastmod>
		<image:image>
			<image:loc>https://ticas.org/wp-content/uploads/2019/04/idr_blog_post_4.29.png</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/recap-college-costs-debt-in-the-2020-elections/</loc>
		<lastmod>2020-02-13T22:45:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/gainful-employment/why-the-college-scorecard-should-complement-not-replace-the-gainful-employment-standards/</loc>
		<lastmod>2020-02-26T12:15:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/michigan/college-costs-in-michigan/</loc>
		<lastmod>2020-02-27T06:23:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/michigan/testimony-before-michigan-house-of-representatives-committee-on-appropriations-subcommittee-on-higher-education-and-community-colleges/</loc>
		<lastmod>2020-02-27T18:42:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-urging-automatic-loan-discharge-for-borrowers-with-total-and-permanent-disabilities/</loc>
		<lastmod>2020-03-03T16:31:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/michigan/testimony-of-catherine-brown-before-the-michigan-senate-appropriations-subcommittee-on-universities-and-community-colleges/</loc>
		<lastmod>2020-03-05T19:59:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/borrower-defense/memo-on-borrower-defense-cra-vote/</loc>
		<lastmod>2020-03-11T15:40:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/accountability-california/comments-on-sunset-review-of-bureau-for-private-postsecondary-education/</loc>
		<lastmod>2020-03-13T18:27:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/new-study-out-pocket-costs-uc-csu-actually-lower-community-colleges/</loc>
		<lastmod>2020-03-17T19:46:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/covid-19-2/covid-19-accountability/a-coronavirus-stimulus-plan-is-coming-how-will-higher-education-figure-in/</loc>
		<lastmod>2020-03-24T20:26:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/covid-19-2/covid-19-accountability/bay-area-coronavirus-shutdown-heres-where-to-seek-financial-help/</loc>
		<lastmod>2020-03-24T20:30:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/federal-budget-and-tax-policy/ticas-statement-on-trump-administrations-fy21-budget-for-higher-education/</loc>
		<lastmod>2020-03-27T22:49:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/testimony-of-angela-perry-before-the-ca-state-assembly-select-committee-hearing-on-student-debt/</loc>
		<lastmod>2020-03-31T19:50:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/michigan/for-student-borrowers-one-bright-spot-during-covid-19/</loc>
		<lastmod>2020-04-28T03:25:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/letter-to-california-legislative-committees-regarding-bureau-for-private-postsecondary-education-and-covid-19-response/</loc>
		<lastmod>2020-04-28T03:25:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/affordability/coalition-letter-urging-the-california-legislature-to-protect-students-financial-aid-during-the-covid-19-pandemic/</loc>
		<lastmod>2020-04-28T03:26:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/covid-19-2/covid-19-affordability/facing-covid-19-student-loan-borrowers-need-a-break/</loc>
		<lastmod>2020-04-28T03:27:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/covid-19-2/covid-19-accountability/coalition-letter-urging-congress-to-address-needs-of-students-during-covid-19-outbreak/</loc>
		<lastmod>2020-04-28T03:28:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/covid-19-2/covid-19-affordability/statement-on-the-cares-act/</loc>
		<lastmod>2020-04-28T03:36:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/covid-19-2/covid-19-affordability/coalition-letter-urging-congress-to-extend-cares-act-benefits-to-all-federal-education-loan-borrowers/</loc>
		<lastmod>2020-04-28T03:37:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/covid-19-2/letter-from-ticas-ace-and-nasfaa-urging-help-for-student-loan-borrowers-during-covid-19-crisis/</loc>
		<lastmod>2020-04-28T03:56:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/letter-from-25-groups-urging-congress-to-make-significant-new-investments-to-stabilize-state-higher-education-budgets/</loc>
		<lastmod>2020-04-28T14:14:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/defining-priorities-in-the-time-of-covid/</loc>
		<lastmod>2020-05-01T21:35:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/50-groups-urge-ed-to-maintain-basic-safeguards-in-final-distance-education-regulation/</loc>
		<lastmod>2020-05-04T19:44:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/covid-19-2/covid-19-affordability/whats-in-the-cares-act-higher-education-student-debt/</loc>
		<lastmod>2020-05-06T21:04:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/ticas-statement-on-2020-21-california-may-budget-revision/</loc>
		<lastmod>2020-05-15T21:13:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/michigan/letter-from-18-groups-urge-michigan-leaders-to-protect-student-financial-aid-during-covid-19/</loc>
		<lastmod>2020-05-18T17:06:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/opinion-as-the-coronavirus-speeds-colleges-move-online-what-happens-to-oversight/</loc>
		<lastmod>2020-05-22T19:15:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/senate-votes-to-restore-protections-for-students-overturn-borrower-defense-rule-2-2/</loc>
		<lastmod>2020-05-29T21:04:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/president-vetoes-bipartisan-resolution-to-restore-strong-borrower-defense-rule/</loc>
		<lastmod>2020-05-29T22:16:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/covid-19-2/risks-to-students-in-post-covid-higher-ed/</loc>
		<lastmod>2020-06-04T15:37:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/three-tax-fixes-to-improve-the-federal-student-aid-program/</loc>
		<lastmod>2020-06-08T17:09:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/22-groups-urge-ca-legislature-to-protect-students-financial-aid-during-covid-19/</loc>
		<lastmod>2020-06-11T16:57:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/trump-veto-could-deny-loan-forgiveness-to-28000-students-at-closed-schools/</loc>
		<lastmod>2020-06-24T16:10:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/federal-student-loan-terms-for-2020-21/</loc>
		<lastmod>2020-06-25T19:07:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-on-house-override-vote-for-h-j-res-76/</loc>
		<lastmod>2020-06-26T17:42:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/covid-19-2/statement-on-house-passage-of-heroes-act%e2%80%af/</loc>
		<lastmod>2020-06-26T17:43:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/michigan/flexibility-in-student-aid-key-to-michigans-economic-recovery/</loc>
		<lastmod>2020-06-29T18:40:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/affordability/california-budget/statement-on-2020-21-california-state-budget/</loc>
		<lastmod>2020-06-30T03:23:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/covid-19-2/colleges-compliance-with-and-use-of-federal-cares-act-emergency-grants-a-look-at-100-colleges/</loc>
		<lastmod>2020-07-06T14:08:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/untangling-the-web-how-to-monitor-the-risks-of-online-education/</loc>
		<lastmod>2020-07-07T12:58:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/unprecedented-mass-migration-increases-risk-of-online-education/</loc>
		<lastmod>2020-07-07T13:23:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/covid-19-2/ticas-comments-on-higher-education-emergency-relief-fund-heerf-emergency-grants/</loc>
		<lastmod>2020-07-08T23:07:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/accountability-california/the-case-for-including-financial-aid-data-in-the-california-statewide-longitudinal-data-system/</loc>
		<lastmod>2020-07-21T20:40:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/accountability-california/whats-aid-got-to-do-with-it-the-importance-of-incorporating-financial-aid-data-in-californias-cradle-to-career-data-system/</loc>
		<lastmod>2020-07-21T20:58:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/covid-19-2/43-groups-urge-congress-to-include-protections-for-students-and-taxpayers-in-new-emergency-package/</loc>
		<lastmod>2020-07-22T16:50:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/covid-19-2/statement-on-heals-act/</loc>
		<lastmod>2020-07-27T23:57:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/11470/</loc>
		<lastmod>2020-07-28T01:38:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/michigan/statement-on-michigans-extension-of-the-tuition-incentive-program/</loc>
		<lastmod>2020-07-29T23:22:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/accountability-california/stronger-data-infrastructure-can-support-californias-efforts-to-close-equity-gaps-in-college-access-affordability-and-completion/</loc>
		<lastmod>2020-07-29T23:22:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/affordability/grant-aid/institutional-grant-aid-at-california-colleges-a-primer/</loc>
		<lastmod>2020-07-30T16:00:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/out-of-pocket-college-costs-remain-unaffordable-for-low-income-californians-strengthened-state-and-institutional-aid-can-help/</loc>
		<lastmod>2020-07-30T17:05:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/affordability/what-college-costs-for-low-income-californians-2020/</loc>
		<lastmod>2020-08-03T21:26:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/data-evidence-and-information/takeaways-from-new-program-level-data-on-the-college-scorecard/</loc>
		<lastmod>2020-08-10T18:00:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/covid-19-2/statement-on-the-heroes-act/</loc>
		<lastmod>2020-08-10T20:09:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/college-insight-in-ca-using-ticas-updated-tool-to-bring-higher-education-data-to-your-fingertips/</loc>
		<lastmod>2020-08-17T21:55:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/diving-deeper-into-college-affordability-gaps-in-california-introducing-a-new-blog-series-and-interactive-data-feature/</loc>
		<lastmod>2020-09-02T04:47:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/diving-deeper-into-college-affordability-gaps-in-california-assessing-net-price-data-and-how-they-can-be-improved-for-students-living-at-home/</loc>
		<lastmod>2020-09-02T04:48:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/adding-it-all/</loc>
		<lastmod>2020-09-08T07:50:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/michigan/tuition-free-community-college-is-in-reach-for-michigan/</loc>
		<lastmod>2020-09-11T14:56:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/help-california-design-its-state-longitudinal-data-system/</loc>
		<lastmod>2020-09-17T00:08:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/michigan/giving-students-the-upper-hand-improving-net-price-calculators-to-aid-michigans-students-and-families-in-making-college-decisions/</loc>
		<lastmod>2020-09-22T16:45:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/michigan/net-price-calculators-in-michigan-key-to-college-decisions-in-a-crisis/</loc>
		<lastmod>2020-09-22T17:13:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/michigan/michigan-budget-deal-win-for-college-students/</loc>
		<lastmod>2020-09-23T21:58:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/update-on-the-california-data-system/</loc>
		<lastmod>2020-09-29T02:03:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/covid-19-2/statement-on-house-introduction-of-updated-heroes-act%e2%80%af/</loc>
		<lastmod>2020-09-29T23:05:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/cohort-default-rates/ticas-analysis-of-official-three-year-cohort-default-rates-fy17/</loc>
		<lastmod>2020-09-30T15:33:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-supporting-the-protect-students-act/</loc>
		<lastmod>2020-09-30T23:26:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt/report-class-of-2019-four-year-graduates-average-student-debt-is-28950/</loc>
		<lastmod>2020-10-07T04:30:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/cohort-default-rates/what-works-college-strategies-for-reducing-student-loan-default/</loc>
		<lastmod>2020-10-13T14:13:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/accountability-california/updates-and-upcoming-opportunities-for-californias-longitudinal-data-system/</loc>
		<lastmod>2020-10-14T00:35:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/michigan/student-debt-for-college-graduates-in-michigan/</loc>
		<lastmod>2020-10-20T22:24:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/student-debt/student-debt-and-the-class-of-2019/</loc>
		<lastmod>2020-10-27T22:05:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/covid-19-2/letter-from-ticas-ace-and-nasfaa-urging-ed-to-extend-relief-for-student-loan-borrowers-during-covid-19-crisis/</loc>
		<lastmod>2020-11-02T22:02:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/2021-beyond-how-the-biden-administration-and-congress-can-ensure-higher-education-emerges-from-the-covid-crisis-stronger-than-ever/</loc>
		<lastmod>2020-11-09T14:51:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/joint-letter-from-ticas-ucsa-urging-improvements-to-ucs-financing-model/</loc>
		<lastmod>2020-11-17T21:47:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/five-policies-the-biden-harris-administration-must-tackle-to-protect-college-students/</loc>
		<lastmod>2020-11-17T22:21:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/michigan/letter-urging-governor-whitmer-to-make-financial-aid-more-flexible-and-accessible/</loc>
		<lastmod>2020-12-08T17:38:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/students-seeking-relief-need-more-from-higher-education-complaint-systems/</loc>
		<lastmod>2020-12-17T16:00:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/federal-budget-and-tax-policy/whats-in-the-new-higher-education-emergency-relief/</loc>
		<lastmod>2020-12-23T17:11:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/statement-on-california-governor-newsoms-2021-22-budget-proposal/</loc>
		<lastmod>2021-01-08T22:48:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/diving-deeper-into-college-affordability-gaps-in-california-the-real-total-costs-of-community-college-students/</loc>
		<lastmod>2021-01-11T19:46:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/virtual-event-scaling-student-success-a-national-policy-proposal/</loc>
		<lastmod>2021-01-12T17:49:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/covid-19-2/statement-on-president-elect-bidens-american-rescue-plan/</loc>
		<lastmod>2021-01-15T00:03:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/memo-ensuring-cal-grant-reforms-support-meaningful-coverage-of-students-non-tuition-college-costs/</loc>
		<lastmod>2021-01-19T23:29:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/federal-budget-and-tax-policy/ticas-letter-outlining-how-the-117th-congress-can-restore-the-promise-of-higher-education-for-all/</loc>
		<lastmod>2021-01-28T16:33:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/affordability/testimony-of-debbie-cochrane-for-the-oversight-hearing-of-the-senate-committees-on-education-and-business-professions-and-economic-development/</loc>
		<lastmod>2021-01-31T20:48:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/coalition-letter-from-53-organizations-setting-out-our-shared-priorities-for-the-117th-congress/</loc>
		<lastmod>2021-02-02T20:52:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/no-more-corinthians-why-students-need-a-strong-borrower-defense-rule/</loc>
		<lastmod>2021-02-03T15:00:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/why-students-need-a-strong-gainful-employment-rule/</loc>
		<lastmod>2021-02-03T15:00:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-statement-on-omnibus-spending-bill/</loc>
		<lastmod>2021-02-03T20:00:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/college-scorecard-repayment-rates-by-completion-status/</loc>
		<lastmod>2021-02-04T16:02:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/uncf-ticas-urge-congress-to-doublepell/</loc>
		<lastmod>2021-02-09T15:05:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/joint-letter-from-ticas-and-ssccc/</loc>
		<lastmod>2021-02-15T22:13:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/coalition-letter-on-increasing-competitive-cal-grants-in-the-2021-22-state-budget/</loc>
		<lastmod>2021-02-17T07:16:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/michigan/michigans-tuition-incentive-program-a-model-for-national-need-based-financial-aid/</loc>
		<lastmod>2021-02-17T15:18:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/michigan/as-many-as-100000-more-michigan-students-could-benefit-from-promising-tuition-incentive-program/</loc>
		<lastmod>2021-02-17T15:22:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-on-ticas-presidents-nomination-for-under-secretary-of-education/</loc>
		<lastmod>2021-02-19T20:58:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/coalition-letter-from-californians-for-college-affordability-urge-legislatures-to-increase-number-of-annually-available-competitive-cal-grants/</loc>
		<lastmod>2021-02-22T19:31:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/media/statement-on-dr-miguel-cardonas-confirmation-as-united-states-secretary-of-education/</loc>
		<lastmod>2021-03-01T23:35:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/ticas-statement-on-senate-vote-closing-the-90-10-loophole/</loc>
		<lastmod>2021-03-06T18:34:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/36-groups-urge-senate-majority-leader-schumer-and-minority-leader-mcconnell-to-support-closing-90-10-loophole/</loc>
		<lastmod>2021-03-08T22:16:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/cohort-default-rates/new-brief-highlights-community-college-strategies-for-improving-cdrs-to-protect-students/</loc>
		<lastmod>2021-03-09T19:39:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/michigan/college-fees-the-second-sticker-shock-how-michigan-state-free-tuition-programs-still-leave-students-with-substantial-college-bills/</loc>
		<lastmod>2021-03-10T15:06:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/coalition-letter-to-the-california-bureau-for-private-postsecondary-education/</loc>
		<lastmod>2021-03-10T17:52:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-on-newly-enacted-american-rescue-plan/</loc>
		<lastmod>2021-03-10T22:59:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/organizations-submit-support-if-amended-letter-to-strengthen-ab-1456-cal-grant-reform/</loc>
		<lastmod>2021-03-11T01:41:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/joint-memo-outlining-recommendations-for-successfully-transitioning-federal-student-loan-borrowers-back-into-repayment/</loc>
		<lastmod>2021-03-16T03:57:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/letter-in-support-of-ab-99-cradle-to-career-data-system/</loc>
		<lastmod>2021-03-31T23:03:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/new-metrics-needed-to-highlight-and-close-racial-disparities-in-student-debt-outcomes-by-college/</loc>
		<lastmod>2021-04-01T15:06:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/presidents-discretionary-budget-request-a-step-toward-improving-college-affordability-equity/</loc>
		<lastmod>2021-04-09T20:13:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/college-scorecard-data-show-high-rates-of-non-repayment-on-federal-student-loans-and-signs-of-forbearance-abuse/</loc>
		<lastmod>2021-04-13T01:08:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/the-impact-of-covid-19-on-californias-college-students/</loc>
		<lastmod>2021-04-15T15:18:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/california/affordability-coalition-submits-letter-in-support-of-ab-1456-the-cal-grant-reform-act-as-amended-april-12-2021/</loc>
		<lastmod>2021-04-16T22:05:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/ticas-welcomes-kate-tromble-as-vice-president/</loc>
		<lastmod>2021-04-19T17:53:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/michigan/recommendations-to-governor-whitmer-on-american-rescue-plan-arp-proposals/</loc>
		<lastmod>2021-04-22T19:15:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/comments-in-response-to-proposed-nc-sara-manual-modification-2/</loc>
		<lastmod>2021-04-23T16:06:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/affordability-2/statement-on-the-american-families-plan/</loc>
		<lastmod>2021-04-28T20:54:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/statement-on-selection-of-richard-corday-to-serve-as-chief-operating-officer-for-federal-student-aid/</loc>
		<lastmod>2021-05-03T22:31:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/comments-in-response-to-proposed-nc-sara-manual-modification/</loc>
		<lastmod>2021-05-04T18:45:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://ticas.org/accountability/state-authorization/joint-comments-in-response-to-nc-sara-april-21-2021-letter/</loc>
		<lastmod>2021-05-04T19:01:53+00:00</lastmod>
	</url>
</urlset>
<!-- XML Sitemap generated by Yoast SEO -->