Interest rates and fees rise, subsidized loans won’t accrue interest during grace period
The Institute for College Access & Success, June 2014
July 1 is when most changes to federal student aid go into effect for the coming school year. Several are lined up for 2014-15, including higher interest rates on new student loans for undergraduates, graduate students, and parents. The Institute on College Access...
TICAS Details Unintended Consequences, Trade-offs, and Challenges
The Institute for College Access & Success, April 2014
This white paper analyzes the potential effects of requiring income-driven repayment for all federal loans as well as relying on paycheck withholding for loan payments, with particular attention to the implications for low-income students and families. TICAS also examines the relevance and...
Slashes Pell Grants and Increases Borrowing Costs
The Institute for College Access & Success, April 2014
Despite bipartisan concern about rising college costs and student debt, the House Budget Committee’s fiscal year 2015 budget slashes funding for Pell Grants, forcing millions of Pell Grant recipients to borrow more, while simultaneously increasing the cost of their loans.
from Career Education Programs that Over-Charge and Under-Deliver
The Institute for College Access & Success, March 2014
"While we commend the Administration for issuing a proposed gainful employment regulation today, the draft rule is soft on career education programs that consistently leave students with debts they can’t repay, and too hard on low-cost programs where most students do not borrow at all. Rather than...
Makes Permanent and Expands Access to the Most Targeted College Tax Benefit
The Institute for College Access & Success, March 2014
President Obama’s fiscal year 2015 budget proposal released today takes important steps towards making college affordable for millions of Americans by reducing the need to borrow and making federal student loan payments more manageable. It does this by investing in Pell Grants, making the American...
New report includes state-by-state and campus-by-campus debt levels
The Institute for College Access & Success, December 2013

College graduates who borrowed for bachelor’s degrees granted in 2012 had an average student loan debt of $29,400, according to a new report from the Project on Student Debt at The Institute for College Access & Success (TICAS). Seven in 10...

For-Profit Colleges Still Have Highest Rate
The Institute for College Access & Success, September 2013
More than 600,000 federal student loan borrowers who entered repayment in 2010 defaulted on their loans by 2012, new federal data show. The largest share of these students – 46 percent –attended for-profit colleges, which enrolled just 13 percent of students nationally. For-profit colleges also had...
Includes Targeted Borrower Outreach about Income-Driven Repayment Plans
The Institute for College Access & Success, August 2013
"We welcome the President's call to develop measures to reward colleges that prioritize access, affordability, quality, and student success. It will be easy to do this poorly and hard to do it well, but we cannot continue on the current path of college costs rising faster than family incomes and...
The Institute for College Access & Success, July 2013
The student loan interest rate compromise reached by the Obama Administration and Senate negotiators from both parties is more a missed opportunity than a cause for celebration. While Senate Democrats succeeded in including caps on how high rates can rise, the agreement is still projected to cost...
July 2013
On July 10, a minority in the Senate succeeded in blocking legislation to reverse the doubling of interest rates on subsidized Stafford loans for students who need to borrow for college this fall. While a majority of senators voted to extend the 3.4% rate for one year, support fell short of the 60...