A Popular Student Loan Fix Has Been Stalled for Years. It’s Time to Act.

July 1, 2019

Today marks the 25th anniversary of the first income-driven repayment (IDR) plan being made available for federal student loan borrowers. Over eight million borrowers currently benefit from IDR plans, which base monthly payments on an individual’s income and family size. By keeping monthly payments more affordable, IDR is a critical safety net for struggling borrowers that...


Plans to Streamline Income-Driven Repayment Show Both Overlap and Divergence

April 30, 2019

Income-driven repayment (IDR) plans set monthly student loan payments based on income and family size, allowing borrowers to pay more when their income is higher. Yet, the current array of such plans available today - for which eligibility requirements, costs, and benefits vary - creates barriers to successfully navigating student loan repayment. The variety of available plans...


10 Key Tips and Tools for Helping Students Understand Financial Aid

October 18, 2018

Affordability is a key issue for many students and families when choosing which colleges to apply to and attend, but the financial aid process can seem overwhelming. At the recent NCAN conference in Pittsburgh, TICAS and uAspire shared specific ways that counselors can help students and families approach the issue of college affordability and understand their financial aid options.


The Affordable Loans for Any Student Act makes critical improvements to help borrowers manage their debt and avoid default

October 12, 2018

Yesterday, Senator Jeff Merkley (D-OR), together with Senators Stabenow (D-MI), Gillibrand (D-NY), Baldwin (D-WI), Blumenthal (D-CT), Schatz (D-HI), Cardin (D-MD), and Cortez Masto (D-NV) introduced the Affordable Loans for Any Student Act. At a time when one in four federal student loan borrowers are delinquent or in default on their student loans, this bill makes common-sense...