Fact Sheets about Student Debt and Financial Aid

Federal Student Loan Terms for 2018-19
June 2018

Summarizes loan limits, interest rates, and other terms for federal student loans issued from July 1, 2018 through June 30, 2019.


Students at Greatest Risk of Loan Default
April 2018

This analysis of nationally representative data shows that certain groups of students are far more likely to default on their federal loans than others: those who attended for-profit colleges, Pell Grant recipients, first-generation students, and African-American students. Completion matters, but it doesn't adequately protect vulnerable students from default.

Colleges Where Most Students Borrow and Few Repay
April 2018

This analysis of College Scorecard data focuses on colleges where most students borrow and less than half of borrowers have paid down even $1 of their loan principal, 7 years into repayment. At half of all for-profit colleges, most students borrow and few can repay. African-American students, Pell Grant recipients, and first-generation students all disproportionately enroll at colleges where most students borrow and few repay.

Private Loans: Facts and Trends
June 2016

Private student loans are one of the riskiest ways to finance a college education. Like credit cards, they usually have variable interest rates that are higher for those who can least afford them. Analysis of federal data from 2011-12 reveals almost half of borrowers could be using more affordable federal loans.

Data Show No Evidence of "Over-Borrowing" at Community Colleges
Colleges Don't Need More Authority to Limit Student Aid Options
June 2014

Some community colleges have expressed concerns that their students borrow more than they need in federal loans. However, the data do not support claims of "over-borrowing" at community colleges. The vast majority of community college students do not borrow federal loans at all, and the few who do borrow do not take out large loan amounts.

Reducing Federal Loan Eligibility Would Hurt Students at For-Profit Colleges
Colleges Don't Need More Authority to Limit Student Aid Options
June 2014

Some for-profit college industry lobbyists blame students for the high debt and default levels at their schools, claiming that their students borrow more than they need in federal loans. However, there is no evidence to support this claim, and giving colleges greater authority to reduce aid eligibility will make it harder for students to pay for and complete college.

Quick Facts About Student Debt
March 2014

Useful one-page fact sheet about average student debt across all sectors of higher education and Pell Grants. 

High Hopes, Big Debts (Class of 2008)
May 2010

This fact sheet focuses on students who borrow $40,000 or more for their undergraduate education - almost twice the average debt for four-year college graduates. While still a minority, the number of students carrying such heavy debt is growing quickly.

Quick Facts about Financial Aid and Community Colleges, 2007-08
May 2009

This fact sheet focuses on community college students who apply for financial aid and attend full time. About one in four full-time college students in the U.S. - 2.2 million students - attends a community college.

Financial Aid Facts at California Community Colleges
March 2010

This fact sheet compares the California Community College (CCC) financial aid application rates to the rest of the country, and also examines the inadequacy of financial aid that some CCC students do receive.  


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