Should All Student Loan Payments Be Income-Driven?
TICAS Details Unintended Consequences, Trade-offs, and Challenges

April 14, 2014
The Institute for College Access & Success
This white paper analyzes the potential effects of requiring income-driven repayment for all federal loans as well as relying on paycheck withholding for loan payments, with particular attention to the implications for low-income students and families. TICAS also examines the relevance and evolution of mandatory IDR systems in Australia and the United Kingdom, and the paper includes specific recommendations to streamline and improve student loan repayment options in the United States.