Nearly 1 in 10 Community College Students Can’t Get a Federal Student Loan
Students in 32 States Attend Schools that Block All Access to Federal Loans; Some Promote Risky Private Loans Instead

June 29, 2016
The Institute for College Access & Success

A new report by TICAS finds that nearly one in 10 community college students nationwide – almost 1 million across 32 states – does not have access to federal student loans because their school chooses not to offer them. Without the option of federal student loans, students who need to borrow may turn to more costly and risky sources, such as credit cards or private loans, or reduce their chances of graduating by working longer hours or cutting back on classes. While most community college students do not take out student loans, more than a third of those who complete an associate’s degree (37%) have borrowed.