Resources for Borrowers

The Project on Student Debt is a nonprofit focused on research and policy work. The Project on Student Debt does not offer legal or other advice to individual borrowers regarding their student loans. We regret that we cannot meet this need, and have provided the resources below in an effort to provide general information that addresses common questions. If you need advice or information, please see the information listed below, and visit our Links page for additional resources.

ibrinfo logo provides reliable independent information about income-driven repayment and Public Service Loan Forgiveness.

Federal Student Loan Terms for 2018-19 summarizes loan limits, interest rates, and other terms for federal student loans from July 1, 2018 through June 30, 2019.

The Top 10 Student Loan Tips for Recent Graduates
A list of the top ten things a recent graduate should know about their student loans and the repayment process. 

Questions to Ask About Private Loans
When federal, state, and institutional aid does not cover the cost of college, private loans can be an option. Here are some questions to help prospective borrowers understand what they're getting into.

Check out our Links page for helpful outside resources.