Borrowers can enroll in REPAYE | Only 9 days left to double your impact this holiday season!

REPAYE Plan Now Available for ALL Federal Direct Student Loan Borrowers

All borrowers with federal Direct student loans now have access to the Revised Pay As You Earn (REPAYE) plan. This new repayment plan limits monthly payments to 10% of borrowers’ discretionary income, regardless of when they borrowed. Borrowers with only undergraduate debt will be eligible for forgiveness if they still owe anything after 20 years of payments; for those with any graduate school debt, the repayment period for all their loans is 25 years. REPAYE went online last week, and to help spread the word we’ve updated our site for borrowers and circulated a new blog post about how REPAYE works and a summary chart with all five income-driven plans.

While REPAYE is good news for many borrowers, it’s confusing to have so many income-driven plans, and there’s broad and bipartisan support for Congress to streamline them. REPAYE is a good starting point, but there are still important ways to improve it. Many of you joined TICAS and more than 2,400 others in urging that REPAYE be limited to 20 years for all borrowers. That’s something Congress can and should fix when it creates one, improved income-driven plan.

Read the blog post

National news featuring TICAS on REPAYE: National Public Radio, Washington Post, Money Magazine

Only 9 days left to DOUBLE your impact this holiday season!

There are only 9 days left in 2015 to maximize your impact this holiday season! We need your help to keep fighting to reduce the burden of student debt, and we're so grateful for the many donations that we have already received. The first $1000 we receive before the end of the year will be matched dollar-for-dollar, so your donation to TICAS will go twice as far!

Because you care about college affordability and student debt, please make a tax-deductible donation to TICAS today. Donate now and DOUBLE your impact! Visit for your tax-deductible contribution to make twice the difference.