Shopping for Student Loans: Treacherous Territory

April 25, 2007

Public confidence in college financial aid offices has been shattered by revelations of gifts, trips, deals, and kickbacks from lenders. In the resulting confusion, I have been asked time and again: "Is there a web site you can recommend where students can get accurate, complete and unbiased comparisons of student loan rates?"


Denied: Community College Students Lack Access to Affordable Loans

April 17, 2007

At least one million community college students lack access to federal loans, not because of the credit crunch, but because their schools don't participate in the federal loan programs. This pushes students who need to borrow to resort to risky private loans, payday loans, and credit cards, or to drop out or reduce their course load. Our brief also finds significant gaps in loan...


What We Think of the New FAFSA4caster

April 2, 2007

On April 1, the U.S. Department of Education released the FAFSA4caster, an online tool intended to help families plan for college by providing early estimates of their federal financial aid eligibility. To get an early aid estimate, students and their parents have to answer 96 questions from the actual FAFSA.


Going to the Source: A Practical Way to Simplify the FAFSA

March 21, 2007

This report outlines a plan for simplifying the financial aid application process by letting financial aid applicants ask the IRS to automatically answer many of the most difficult and important questions on the FAFSA. In addition to dramatically simplifying the process for students and families, this reform would cut down on costly verification paperwork for colleges and universities,...