Cohort Default Rates

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CDRs released yesterday are 1st to capture emergency loan…

Recommendations in response to the May 24, 2021 Federal Register notice soliciting input on topics to be included in the U.S. Department of Education’s upcoming negotiated rulemaking. TICAS' priorities focus on better protecting students by addressing predatory practices and holding colleges accountable, as well as by improving the current income-driven repayment system.

A college degree or credential is a crucial stepping-stone for upward economic mobility. Yet far too many colleges routinely and disproportionately enroll students who end up struggling to repay or, worse, default on their student debt. Further, the debt burdens faced by students who attend these colleges fall most heavily on low-income students and underrepresented students...

The latest updates to the College Scorecard include new institution and program-level information on recent students and their ability to successfully repay their federal loans, including the proportion of borrowers who are not currently making payments on all student loans because their loans are in default, delinquency, forbearance, or deferment one year and two years after..

Report considers three promising debt metrics that could complement and strengthen existing accountability metrics and ultimately move the needle on borrower success: debt-to-discretionary earnings ratios, earnings net of expected debt payments thresholds, and repayment rates.

Report considers three promising debt metrics that could complement and strengthen existing accountability metrics and ultimately move the needle on borrower success: debt-to-discretionary earnings ratios, earnings net of expected debt payments thresholds, and repayment rates.