Data Show No Evidence of “Over-Borrowing” at Community Colleges: Colleges Don’t Need Further Authority to Limit Student Aid Options
Some community colleges have expressed concerns that their students borrow more than they need in federal loans. However, the data do not support claims of “over-borrowing” at community colleges. The vast majority of community college students do not borrow federal loans at all, and the few who do borrow do not take out large loan amounts.