Publications by Type
News Articles (1)
Fact Sheets (17)
Reports (18)
Letters/Petitions (22)
Testimonies (9)
Miscellaneous (7)
Internal Press Releases (1)
Polls (2)
White Papers (3)
Events (1)
Policy models (5)
Presentations (2)
News Articles (1)
Reducing the Dangers of Debt
National Crosstalk, August 2005This article examines the costs and risks of relying on personal debt to finance higher education, and suggests practical alternatives to increase college access for all students.
Fact Sheets (17)
Private Loans: Facts and Trends
The Project on Student Debt, August 2009Analysis of federal data from 2007-08 reveals that two-thirds of private loan borrowers did not take out all they could in safer, more affordable federal loans. This fact sheet also finds that a...
Summary of New Disclosures for Private Student Loans
The Project on Student Debt, August 2009We were disappointed that the Federal Reserve Board did not adopt most of our suggestions in their regulations for new private loan disclosures mandated by the Higher Education Opportunity Act of...
Quick Facts About Student Debt
The Project on Student Debt, August 2009Our latest Quick Facts look at the total average debt students have in the public, private nonprofit, and private for-profit sectors after graduating from college.
more Fact Sheets publications ...
Reports (18)
Student Debt and the Class of 2008
The Project on Student Debt, December 2009This report examines student debt in all 50 states and at four-year public and private nonprofit colleges and universities in the U.S. As student debt continued to rise, unemployment climbed from...
Hopes & Hurdles
The Institute for College Access & Success, October 2009In California and nationally, very few former foster youth make it to or through college, and cost is a major obstacle. A new report shows that despite federal and state programs and policies...
Getting with the Program
The Project on Student Debt, October 2009The Project on Student Debt has released a new report, "Getting with the Program: Community College Students Need Access to Federal Loans," which finds that nearly one in 10 community college...
Letters/Petitions (22)
Coalition letter supporting mandatory certification of private loans in CFPA
The Project on Student Debt, December 2009Twenty-five organizations wrote a letter to Reps. Polis, Murphy, and Bishop in support of their amendment to require school certification of private student loans, as part of H.R. 4173
Coalition letter to Senate about CFPA oversight of all private loans
The Project on Student Debt, December 2009Twenty-nine organizations signed this letter to Sens. Dodd and Shelby of the Senate Banking Committee, thanking Sen. Dodd for making sure that all private student loans, including those made by...
Official Comment on 2010-11 Student Aid Report (SAR)
The Institute for College Access & Success, November 2009The SAR is what federal aid applicants receive after filing the FAFSA. Our official public comments focus on ways to make it more clear and helpful to students and families so that they can make...
more Letters/Petitions publications ...
Testimonies (9)
Testimony of Lauren Asher on Private Loans and Bankruptcy
The Project on Student Debt, September 2009Lauren Asher was invited to testify at the House Judiciary Committee's Subcommittee on Commercial and Administrative Law's hearing, "An Undue Hardship? Discharging Educational Debt in Bankruptcy."
Testimony of Lauren Asher before U.S. Department of Education on HEOA Regulations
The Institute for College Access & Success, October 2008Asher's testimony addresses a range of issues in the Higher Education Act, including private student loan disclosures, financial aid award letters, proprietary schools, and cohort default rates.
Testimony of Robert Shireman before California State Assembly
Project on Student Debt, June 2008Shireman testified about student loans and the credit squeeze at a joint informational hearing of the Assembly Committee on Banking and Finance, and the Assembly Higher Education Committee.
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Miscellaneous (7)
Official Comments on the 2010-11 FAFSA
The Institute for College Access & Success, November 2009The Institute for College Access & Success' comments on the Free Application for Federal Student Aid (FAFSA) for the 2010-11 school year in response to the Federal Register notice published on...
Team II Negotiated Rulemaking Comments
The Institute for College Access & Success, September 2009Comments from Team II Negotiated Rulemaking to the U.S. Department of Education regarding preferred lender arrangements, private education loans, self-certification and exit counseling.
List of All Private Loan Publications and Resources
The Project on Student Debt, August 2009A list of all the Project on Student Debt's publications and resources about private student loans.
more Miscellaneous publications ...
Internal Press Releases (1)
National Expert on Student Debt Applauds Senate Passage of Higher Education Access Act
Project on Student Debt, July 2007Shireman comments on passage of landmark legislation to increase grant aid and make student loan repayment more fair and manageable.
Polls (2)
National Survey on the Burdens of Student Debt
Project on Student Debt, May 2006This national survey found that Americans see paying off student loans as a serious problem for both middle-class and low-income families, and they support reforms to make loan payments more...
National Survey of College Presidents
The Project on Student Debt, October 2005A new national survey of college and university presidents finds that 86% are concerned about the amount of debt students are taking on to pay for their education, and that they support a range of...
White Papers (3)
Reasons & Recommendations for Retooling the Perkins Loan Program
The Project on Student Debt, July 2009President Obama’s budget proposes expanding and redesigning the Perkins Loan Program, a low-cost federal loan option available to some students through their colleges. Congress will play a...
Time to Reexamine Institutional Cooperation on Financial Aid
The Institute for College Access & Success, June 2008Over the past two decades, colleges and universities have increasingly engaged in financial aid "bidding wars" for students with high test scores or grades but little or no financial need. A new...
White Paper: Addressing Student Loan Repayment Burdens
Project on Student Debt, February 2006This white paper analyzes the U.S. student loan programs' strengths and weaknesses and identifies practical ways to achieve a more rational and effective balance of borrower obligations and...
Events (1)
Advancing America's Economic Competitiveness: The Role of Student Loans
Project on Student Debt, November 2005The Project on Student Debt cohosted a forum with the American Enterprise Institute in November of 2005. See the agenda and papers presented at this event.
Policy models (5)
Policy Agenda to Address Rising Student Debt
The Project on Student Debt, June 2007With the Higher Education Act up for reauthorization in Congress, our policy agenda should serve as a guide for what concerned policymakers can do to strengthen federal financial aid policies and...
College Opportunity Incentive Fund
Project on Student Debt, June 2007This policy proposal would encourage states and institutions of higher education to increase the number of young adults from families with below-median incomes who enroll in and graduate from college.
Private Loan Policy Agenda
The Project on Student Debt, June 2007This policy agenda for private student loans outlines a way to give students and parents with private loans access to the kind of information and consumer rights that other types of borrowers can...
more Policy models publications ...
Presentations (2)
Financial Aid Awards: Pledges, Packaging and Letters
The Institute for College Access & Success, September 2009The Institute for College Access & Success' Cedrick Andrews and Matt Reed presented at this year's National College Access Networks conference in San Francisco on financial aid award letters and...
Financial Aid Awareness and College Attainment
The Institute for College Access & Success, October 2004This is a pdf of a powerpoint presentation given at the Tomas Rivera Policy Institute on college access marketing, with specific examples of marketing campaigns from across the country.
