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Publications

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Advancing America's Economic Competitiveness: The Role of Student Loans

Project on Student Debt, November 2005

The Project on Student Debt cohosted a forum with the American Enterprise Institute in November of 2005. See the agenda and papers presented at this event.

Anti Dowry?: The Effects of Student Loan Debt on Marriage and Child-Bearing

Project on Student Debt, November 2005

This paper examines the extent to which student loan debt discourages family formation, and proposes a policy to ease the burden of loan repayment for borrowers who have children.

Updated: How Much Debt is Too Much?

Project on Student Debt, November 2005

This paper examines current perceptions of "manageable" debt burdens, and establishes a range of empirically-derived thresholds, both to provide better advice to students, and to inform the design...

National Survey of College Presidents

The Project on Student Debt, October 2005

A new national survey of college and university presidents finds that 86% are concerned about the amount of debt students are taking on to pay for their education, and that they support a range of...

The Debt Dilemma

The Project on Student Debt, September 2005

When student loans are the only way to pay for college, who decides how much debt a degree is worth? Through interviews and a review of available research, this paper explores how debt aversion and...

Reducing the Dangers of Debt

National Crosstalk, August 2005

This article examines the costs and risks of relying on personal debt to finance higher education, and suggests practical alternatives to increase college access for all students.

Conversion of Non-Profit Student Loan Companies

Student Loan Watch, May 2005

This report examines the process by which non-profit guaranty agencies can be converted to for-profit enterprises, and some of the conflicts of interest and inefficiencies that can result from such...

Testimony of Robert Shireman at Senate HELP Committee Hearing on Access and Accountability in Postsecondary Education

Project on Student Debt, April 2005

Testimony of Robert Shireman, the director of the Project on Student Debt, before the Health, Education, Labor and Pensions Committee of the United States Senate in April of 2005.

Financial Aid Awareness and College Attainment

The Institute for College Access & Success, October 2004

This is a pdf of a powerpoint presentation given at the Tomas Rivera Policy Institute on college access marketing, with specific examples of marketing campaigns from across the country.

Money For Nothing

Student Loan Watch, August 2004

The Institute's first major publication, Money For Nothing, brought national attention to the practice of "recycling" student loans with a guaranteed 9.5 percent interest subsidy. Until public...

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Featured Reports

iconStudent Debt and the Class of 2008

Our student debt report for the class of 2008 found college seniors carried an average of $23,200 in student loan debt while unemployment climbed to 10.6 percent.

 

 

iconGreen Lights & Red Tape

Our report exposes wide variations in financial aid policies and practices at the state’s community colleges, which can have a major impact on students’ access to available aid.


 

Going to the Source: A Practical Way to Simplify the FAFSA

Our new report outlines a way to make applying for financial aid easier, safer, and more accurate by using income data the federal government already collects to answer many of the most difficult questions on the FAFSA.